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264 Cedarwood Rd, Bedford, KY, 40006

3beds
4baths
2,550sqft
$799,900
$314price/sqft
$5,179/moest. monthly cost
$207,160/yrincome needed

About This Home

22-Acre Gentleman's Farm in Scenic Trimble County, Escape to the beauty of the countryside with this stunning 3-bedroom Cape Cod nestled on 22 picturesque acres. From the moment you arrive, you'll fall in love with the peaceful setting—featuring a stocked lake, fenced pastures, wooded valley, and a gently flowing creek. The home offers over 1,000 sq ft of covered porches and patios, perfect for soaking in the views year-round. Inside, you'll find hardwood floors, a cozy fireplace with gas logs, formal dining, and a main-level primary suite with walk-in closets. The walk-out basement provides additional living space with potential for a 4th bedroom. Well-maintained and featuring a new roof, this property is ready for its next owner. A 30x48 pole barn completes the property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
Milton Elementary SchoolGrades PK-62.7 mi
--

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: Second
  • Area: 175.44
  • Dimensions: 13.60 x 12.90

Bedroom

  • Level: Second
  • Area: 190.4
  • Dimensions: 14.00 x 13.60

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 97
  • Dimensions: 9.70 x 10.00

Dining Area

  • Level: First
  • Area: 146.59
  • Dimensions: 13.70 x 10.70

Family Room

  • Level: Basement
  • Area: 312
  • Dimensions: 13.00 x 24.00

Features

  • Finished area below ground: 250
  • Finished area above ground: 2,300

Full Bathroom

  • Level: Second
  • Area: 85.12
  • Dimensions: 15.20 x 5.60

Full Bathroom

  • Level: Basement
  • Area: 33.58
  • Dimensions: 4.60 x 7.30

Half Bathroom

  • Level: First
  • Area: 27.6
  • Dimensions: 6.00 x 4.60

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: First
  • Area: 142
  • Dimensions: 14.20 x 10.00

Laundry

  • Level: First
  • Area: 66.503
  • Dimensions: 7.30 x 9.11

Living Room

  • Level: First
  • Area: 366.85
  • Dimensions: 14.50 x 25.30

Office

  • Level: Basement
  • Area: 99
  • Dimensions: 10.00 x 9.90

Other

  • Level: Basement
  • Area: 192.4
  • Dimensions: 13.00 x 14.80

Other

  • Level: Basement
  • Area: 131.56
  • Dimensions: 9.20 x 14.30

Primary Bathroom

  • Level: First
  • Area: 248.82
  • Dimensions: 14.30 x 17.40

Primary Bedroom

  • Level: First
  • Area: 244.4
  • Dimensions: 13.00 x 18.80

Property

Details

  • Parcel number: 0

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 22 Acres
  • Features: Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$561$6,732
Property Taxes $373$4,476
Electricity $201$2,416
Total$5,179$62,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,565/yr
40% on housing$155,370/yr
45% on housing$138,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 40006$130
Trimble County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 40006
Trimble County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$799,900
2025-09-23Listing removed$759,900
2025-03-28Listed for sale$759,900
2024-10-15Listing removed$759,900
2024-06-20Price change$759,900
2024-05-23Listed for sale$899,000

For Sale by Agent

AgentScott Lynch
BrokerageFC Tucker/Scott Lynch Group

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