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16926 Provencher Rd, Fairhope, AL, 36532

3beds
2baths
1,055sqft
$449,000
$426price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

Calling all investors with bookings until the end of 2026. This quaint cottage in Point Clear area on a half acre. Currently being used as an Airbnb and will come furnished with acceptable offer. A few minute walk to the bay and a 5-10 min drive to downtown fairhope. Buyer to verify all information during due diligence.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
J Larry Newton SchoolGrades PK-63.0 mi
10/10
Fairhope Middle SchoolGrades 7-82.2 mi
9/10
Fairhope High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,055
  • Total interior livable area: 1,055 sqft

Property

Details

  • Parcel number: 055603310000002.007

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.50 Acres
  • Features: Less than 1 acre

Parking

  • Parking features: Three or More Vehicles

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$291$3,492
Property Taxes $108$1,296
Electricity $240$2,881
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 36532$245
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36532$221
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$464,900
2026-04-16Price change$474,900
2026-03-31Listed for sale$499,000
2025-05-06Sold$397,000
2025-04-04Pending sale$399,000
2025-03-05Price change$399,000
2024-11-26Listed for sale$440,000
2024-10-13Listing removed$460,000
2024-07-15Listed for sale$460,000
2024-07-15Listing removed$460,000
2024-04-12Listed for sale$460,000

For Sale by Agent

AgentDavid Brush
BrokerageBlue Heron Realty

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