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413 Harman Blvd, Oakwood, OH, 45419

3beds
3baths
1,918sqft
$399,900
$208price/sqft
$3,050/moest. monthly cost
$122,000/yrincome needed

About This Home

Welcome to this delightful 3-bedroom, 3-bathroom Oakwood home that perfectly balances charm and functionality. As you step inside, the spacious living room captivates with bright, natural light that enhances the beauty of the original stone fireplace, creating the ideal atmosphere for relaxation and entertainment. The seamless flow leads to a lovely dining room, perfect for family gatherings. The updated kitchen boasts white cabinetry, SS appliances, and solid surface counters, offering style and practicality. On the first level, you’ll find two generously sized bedrooms accompanied by an updated hall bathroom featuring fresh white fixtures and timeless subway tile. Ascend to the second floor, where a magnificent primary en suite awaits, complete with ample open space, a huge walk-in dressing closet, and a private bathroom oasis for unwinding after a long day. The fully finished basement presents endless possibilities with multiple finished spaces and a stunning full bathroom, making it perfect for guests, a home office, or a recreation area. There is no shortage of storage options throughout this home. The home features a large two-car garage. This enchanting property feels much larger than it appears and is ready to be your dream home!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
Smith Elementary SchoolGrades PK,1-60.5 mi
9/10
10/10
Oakwood High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Dimensions: 13 x 11

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13 x 10

Entry Foyer

  • Level: Main
  • Dimensions: 6 x 4

Family Room

  • Level: Lower
  • Dimensions: 23 x 12

Features

  • Walk-In Closet(s)
  • Window features: Vinyl
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,918
  • Total interior livable area: 1,918 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 11

Laundry

  • Level: Basement
  • Dimensions: 10 x 9

Living Room

  • Level: Main
  • Dimensions: 19 x 13

Master Bedroom

  • Level: Second
  • Dimensions: 26 x 15

Office

  • Level: Basement
  • Dimensions: 7 x 11

Property

Details

  • Parcel number: Q71015020015
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence,Patio
  • Fencing: Partial

Lot

  • Lot size: 6,730 sqft
  • Lot size dimensions: 51' x 132'

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$247$2,964
Property Taxes $576$6,912
Electricity $205$2,468
Total$3,050$36,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,571/yr
40% on housing$91,500/yr
45% on housing$81,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 45419$181
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45419$181
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$439,900
2023-01-25Sold$315,000
2022-12-27Pending sale$315,000
2022-12-21Listed for sale$315,000
2006-12-19Sold$206,000
2003-06-18Sold$171,000

For Sale by Agent

AgentJill Aldineh
BrokerageRE/MAX Victory + Affiliates

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