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508 Oak St, Dayton, OH, 45410

2beds
1baths
966sqft
$168,000
$174price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

This charming 2- bedroom, 1- bath home is located in the historic South Park District. It is located about one mile from the University of Dayton and a quarter mile from Miami Valley Hospital. This inviting property features original hard wood flooring, a welcoming front porch for relaxing evenings, and a pavered patio in the backyard with an 8 ft. privacy fence. Hardwood floors and beautiful doors and trim add to the charm.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-60.5 mi
6/10

Construction

Condition

  • Year built: 1896

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 10 x 12

Bedroom

  • Level: Main
  • Dimensions: 8 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 966
  • Total interior livable area: 966 sqft

Property

Details

  • Parcel number: R72027060011
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2,574 sqft
  • Lot size dimensions: 28 x 92

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$147$1,764
Property Taxes $242$2,904
Electricity $193$2,320
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 45410$90
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45410$97
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$175,000
2026-03-27Listed for sale$189,000
2021-08-23Sold$155,000
2021-05-24Pending sale$147,900
2021-04-30Listed for sale$147,900
2021-04-22Pending sale$147,900
2021-04-15Listed for sale$147,900
2020-12-02Listing removed$134,900
2020-11-11Price change$134,900
2020-09-15Price change$137,900
2020-07-18Price change$139,900
2020-06-22Price change$139,000
2020-06-10Price change$144,000
2020-05-12Price change$149,000
2020-03-17Listed for sale$155,000
2005-01-05Sold$17,500
1998-11-17Sold$25,000

For Sale by Agent

AgentMichelle Pollock
BrokerageeXp Realty

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