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35 N Philadelphia St, Dayton, OH, 45403

3beds
2baths
1,072sqft
$90,000
$84price/sqft
$881/moest. monthly cost
$35,240/yrincome needed

About This Home

Discover an exceptional opportunity to shape your ideal living space or cultivate a lucrative investment in this charming Dayton residence. This property presents a unique blend of comfort and potential, inviting new owners to infuse their personal style. Boasting three bedrooms and two full bathrooms, the home is thoughtfully designed for practical living. The primary bedroom, conveniently located on the first floor, offers a private en-suite bathroom, ensuring a serene retreat. Significant updates include a new roof installed in 2020 and a new water heater also from 2020, providing peace of mind for years to come. The backyard features a privacy fence, perfect for creating a secure outdoor haven. Situated at 35 N Philadelphia ST, this home is poised to become a valuable asset, whether as a rental income generator or a cherished personal abode, awaiting your special touch to unlock its full potential.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-61.2 mi
2/10
Belmont High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Entry Foyer

  • Level: Main
  • Dimensions: 5 x 5

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 13 x 9

Living Room

  • Level: Main
  • Dimensions: 13 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: R72046020015
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1,873 sqft
  • Lot size dimensions: 0.04

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$104$1,248
Property Taxes $129$1,548
Electricity $193$2,320
Total$881$10,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,205/yr
40% on housing$26,430/yr
45% on housing$23,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 45403$72
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45403$106
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$90,000
2026-04-25Listed for sale$95,000
2025-04-28Listing removed$1,050
2025-04-15Price change$1,050
2025-02-26Listed for rent$1,100
2025-02-08Listing removed$1,100
2025-01-06Listed for rent$1,100
2024-06-15Listing removed--
2024-05-28Price change$1,100
2024-05-22Price change$1,150
2024-05-12Listed for rent$1,175
2024-03-28Sold$83,000
2024-03-19Pending sale$83,000
2019-12-20Sold$18,500
2019-11-25Pending sale$29,900
2019-07-25Listed for sale$29,900
2014-01-15Listing removed$25,500
2013-11-17Listed for sale$25,500
2004-01-15Sold$30,000

For Sale by Agent

AgentKristie Hunter
BrokerageColdwell Banker Heritage

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