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237 N Irwin St, Dayton, OH, 45403

3beds
1baths
1,246sqft
$74,900
$60price/sqft
$765/moest. monthly cost
$30,600/yrincome needed

About This Home

This spacious three bedroom house with a covered front porch has had a long-term tenant for almost seven years. The property, located within a couple of miles from downtown, has easy access to parks, shopping, dinning as well as other amenities. This house has been occupied by the same tenant for almost 7 years. This would be a great addition to your investment property portfolio. Showings will have to be approved by the tenants and may need 48 hours or longer to be approved.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-61.5 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 8 x 13

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedroom

  • Level: Main
  • Dimensions: 17 x 16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 16 x 14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,246
  • Total interior livable area: 1,246 sqft

Living Room

  • Level: Main
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: R72049040027
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,861 sqft
  • Lot size dimensions: 108 x 108 x 28 x 24

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$87$1,044
Property Taxes $107$1,284
Electricity $193$2,320
Total$765$9,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,228/yr
40% on housing$22,950/yr
45% on housing$20,400/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 45403$72
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45403$106
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$74,900
2021-07-01Sold$45,000
2021-06-04Pending sale$49,900
2020-07-02Listing removed$59,999
2020-05-26Price change$59,999
2020-05-11Price change$63,599
2020-04-27Listed for sale$67,000
2007-09-25Sold$8,000

For Sale by Agent

AgentClaudia Espinoza
BrokerageHoward Hanna Real Estate Serv

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