609 Troy St, Dayton, OH, 45404
About This Home
Enjoy peace of mind with a fully remodeled interior and major mechanical updates, including a new furnace, air conditioner, and water heater (2024). The house and garage roofs were replaced in June 2026, providing exceptional value for years to come. This home features soaring ceilings on the first floor, creating a bright and open atmosphere. The first-floor primary bedroom offers convenience and comfort with full bathroom, while the second-floor bedroom includes a walk-in closet for ample storage. The 2 car garage offers even more versatility with a dedicated space, a loft, and additional storage area, making it perfect for working from home, hobbies, or extra organization. Move-in ready and thoughtfully updated, this home combines modern improvements with a spacious and inviting layout.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1908
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bedroom
- Level: Second
- Dimensions: 16 x 12
Bedroom
- Level: Second
- Dimensions: 15 x 14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Entry Foyer
- Level: Main
- Dimensions: 6 x 5
Features
- Ceiling Fan(s),High Speed Internet,Jetted Tub,Quartz Counters,Remodeled,Solid Surface Counters,Walk-In Closet(s)
- Window features: Vinyl
- Fireplace features: Decorative,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,730
- Total interior livable area: 1,730 sqft
Kitchen
- Level: Main
- Dimensions: 27 x 11
Living Room
- Level: Main
- Dimensions: 16 x 15
Master Bedroom
- Level: Main
- Dimensions: 14 x 13
Utility Room
- Level: Main
- Dimensions: 10 x 7
Property
Details
- Parcel number: R72052010009
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Exterior features: Deck,Fence,Porch,Patio
Lot
- Lot size: 4,900 sqft
- Lot size dimensions: 141 x 35
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Two Car Garage,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $286 | $3,432 |
| Electricity | $193 | $2,320 |
| Total | $1,747 | $20,964 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $189,000 |
| 2026-07-14 | Listed for sale | $199,000 |
| 2007-06-08 | Sold | $75,900 |
| 2006-01-05 | Sold | $44,000 |
| 2002-02-07 | Sold | $75,000 |
| 2000-02-23 | Sold | $70,000 |
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