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1409 Lamar St, Dayton, OH, 45404

3beds
3baths
1,217sqft
$75,000
$62price/sqft
$778/moest. monthly cost
$31,120/yrincome needed

About This Home

Come check out this 3 bedroom 2 full bathroom home. This home features several updates including; flooring and paint throughout the home! This house would be a great investment opportunity or a great starter home. This home has a spacious living room and a kitchen large enough to entertain all your friends and family! The outside of this home is also a great place to spend time in your fully fenced in backyard! Schedule your showing before its gone!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Kiser Elementary SchoolGrades PK-60.2 mi
2/10
Belmont High SchoolGrades 7-123.1 mi

Construction

Condition

  • Year built: 1903

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Main
  • Dimensions: 13 x 10

Bedroom

  • Level: Second
  • Dimensions: 12 x 13

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 11 x 13

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,217
  • Total interior livable area: 1,217 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 7

Living Room

  • Level: Main
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: R72052040118
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,841 sqft
  • Lot size dimensions: .

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$98$1,176
Property Taxes $108$1,296
Electricity $193$2,320
Total$778$9,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,674/yr
40% on housing$23,340/yr
45% on housing$20,746/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 45404$90
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45404$91
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$98,000
2026-02-10Price change$105,000
2025-12-01Price change$115,000
2025-11-11Price change$120,000
2025-10-14Listed for sale$125,000
2010-03-11Sold$6,000
2007-12-17Sold$22,000
2002-12-10Sold$28,000

For Sale by Agent

AgentTonya Snyder
BrokerageRE/MAX Alliance Realty

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