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1515 Chapel St, Dayton, OH, 45404

2beds
1baths
762sqft
$60,000
$79price/sqft
$661/moest. monthly cost
$26,440/yrincome needed

About This Home

Calling all investors and renovation enthusiasts! This 2-bedroom, 1-bath home is a great opportunity to add value with several major improvements already completed. The property features a new roof, new furnace, new tankless water heater, new basement steps, new front door, and new door locks, along with updated plumbing completed approximately two years ago. The remaining work includes a complete electrical rewire, replacing one window, and installing a sink sprayer hose (the new sprayer hose has already been purchased and will convey with the property). With many of the costly updates already out of the way, this property offers a solid foundation for your next flip, rental, or investment project. Contact me today for more information or to schedule a showing!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

4/10
Kiser Elementary SchoolGrades PK-60.6 mi
6/10

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Cellar
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Dimensions: 8 x 13

Bedroom

  • Level: Main
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 762
  • Total interior livable area: 762 sqft

Kitchen

  • Level: Main
  • Dimensions: 9 x 19

Living Room

  • Level: Main
  • Dimensions: 13 x 11

Utility Room

  • Level: Main
  • Dimensions: 6 x 9

Property

Details

  • Parcel number: R72053010024
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2,252 sqft
  • Lot size dimensions: 25 x 90

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$79$948
Property Taxes $86$1,032
Electricity $193$2,320
Total$661$7,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,662/yr
40% on housing$19,830/yr
45% on housing$17,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 45404$90
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45404$91
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$60,000
2021-03-24Listing removed--
2016-11-06Listing removed$23,750
2016-08-08Listed for sale$23,750
2016-03-02Listing removed--
2016-02-23Listed for sale--
2007-12-30Listing removed$40,000
2007-05-31Listed for sale$40,000
2006-11-09Sold$20,000
2001-11-16Sold$31,000

For Sale by Agent

AgentC'yanna Thornton
BrokerageNavX Realty, LLC

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