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139 Grove Ave, Dayton, OH, 45404

3beds
2baths
1,214sqft
$99,900
$82price/sqft
$973/moest. monthly cost
$38,920/yrincome needed

About This Home

Charming 2-story home with solid construction and a long-time owner. Featuring a lovely front porch, this home offers 3 bedrooms, 2 baths, and over 1200 sq. ft of living space. Enjoy outdoor living with a covered back deck, an under-deck patio with shed access, and a walk-out basement with a storm door leading to a covered patio (approx. 10x8). The main level includes a spacious kitchen, living room, dining room w/deck access, full bath, laundry area with stack washer/dryer, and updated laminate flooring. A newer covered deck off the dining room provides a great spot to relax or birdwatch, overlooking the large backyard. A stacked front-load washer and dryer are conveniently located off the kitchen. The second level features two generously sized bedrooms and a half bath (converted from a closet). Recent updates include a new hot water tank 2024, laminate flooring on the main level 2023, and a updated furnace 2019.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Kiser Elementary SchoolGrades PK-60.5 mi
2/10
Belmont High SchoolGrades 7-122.8 mi

Construction

Condition

  • Year built: 1899

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Family Room

  • Level: Main
  • Dimensions: 14 x 12

Features

  • Window features: Vinyl
  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,214
  • Total interior livable area: 1,214 sqft

Kitchen

  • Level: Main
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: R72053010061
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two and One Half
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Fence,Porch,Patio,Storage

Lot

  • Lot size: 5,039 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: No Garage,Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$131$1,572
Property Taxes $144$1,728
Electricity $193$2,320
Total$973$11,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,360/yr
40% on housing$29,190/yr
45% on housing$25,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 45404$90
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45404$91
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-31Listed for sale$112,750
2025-07-29Listing removed$119,900
2025-05-12Price change$119,900
2025-03-23Price change$124,900
2025-01-21Price change$129,900
2024-12-17Listed for sale$134,900
2023-10-24Sold$46,200
1998-11-13Sold$36,500

For Sale by Agent

AgentHolly Wasinski
BrokerageHoward Hanna Real Estate Serv

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