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51 Vincent St, Dayton, OH, 45405

4beds
2baths
1,760sqft
$40,000
$23price/sqft
$526/moest. monthly cost
$21,040/yrincome needed

About This Home

Great opportunity for an investor or owner-occupant ready to add value to this duplex in the heart of Dayton. Each unit offers 2 bedrooms and 1 full bath with a functional layout. A new roof was installed in 2026, providing a solid starting point for your updates. Property is ready for improvements—bring your tools and ideas to make it your own. Being sold as-is.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-61.5 mi
2/10
2/10
Dunbar High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: R72060050037
  • Zoning: Residential
  • Zoning description: Residential

Lot

  • Lot size: 5,318 sqft
  • Lot size dimensions: 190 x 28

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$74$888
Property Taxes $57$684
Electricity $193$2,320
Total$526$6,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,034/yr
40% on housing$15,780/yr
45% on housing$14,026/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 45405$65
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45405$64
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$45,000
2025-11-17Sold$23,000
2025-10-16Sold$16,900
1997-12-05Sold$42,000

For Sale by Agent

AgentAmanda Pryzmenski
BrokerageIrongate Inc.

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