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4 Ocean Pines Ln, Pebble Beach, CA, 93953

2beds
2baths
1,693sqft
$1,099,000
$649price/sqft
$6,753/moest. monthly cost
$270,120/yrincome needed

About This Home

Welcome to your dream coastal retreat in coveted Ocean Pines. This top-floor end-unit condo offers breathtaking whitewater ocean views and exceptional privacy. The expansive primary suite is a true sanctuary, featuring sitting area, dual closets including walk-in, updated ensuite bath and private balcony perfect for soaking in the scenery. Positioned on the opposite wing, the second bedroom provides flexibility and privacy with ensuite potential and its own ocean-view balcony. The open living and dining area boasts vaulted ceilings, a cozy gas fireplace, and walls of windows framing the stunning coastal landscape of pine forest and blue ocean. This beautiful home has been recently upgraded with new indoor laundry, new water heater, new kitchen appliances, and new modern smart home enhancements including smart lock, alarm system, WiFi-enabled systems, water monitoring, smart thermostats, and USB outlets. Additional highlights include both garage space and carport, elevator access, a beautifully maintained central courtyard with gardens and seating areas, and a private-feeling front porch walkway. Located within the gates of Pebble Beach, enjoy close proximity to world-class golf, dining, and pristine beaches. Experience the perfect blend of comfort, luxury, and coastal serenity.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-80.7 mi
8/10
Monterey High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, Marble, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: Other

Features

  • High Ceilings,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,693
  • Total interior livable area: 1,693 sqft

Property

Details

  • Parcel number: 008582006000
  • Zoning: Condominium
  • Special condition: Standard

Features

  • Patio & porch: Balcony/Patio
  • Has view: Yes
  • View description: Forest/Woods,Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$222$2,664
Property Taxes $576$6,912
Electricity $398$4,786
Total$6,753$81,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,531/yr
40% on housing$202,590/yr
45% on housing$180,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 93953$1,511
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93953$1,147
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,325,000
2024-07-05Sold$1,200,000
2024-07-01Pending sale$1,249,000
2024-06-06Contingent$1,249,000
2024-05-24Listed for sale$1,249,000

For Sale by Agent

AgentNate Randall
BrokerageSotheby’s International Realty

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