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811 Fairways Dr, Harbor Springs, MI, 49740

3beds
2baths
2,102sqft
$765,000
$364price/sqft
$5,145/moest. monthly cost
$205,800/yrincome needed

About This Home

Crisp, current, and beautifully finished—this barely lived-in condo in Birchwood Farms Golf & Country Club is just over a year old and ready to enjoy from the moment you arrive. With 3 bedrooms, 2 baths, and more than 2,100 square feet of light-filled living, it offers the quality of new construction in one of Harbor Springs' most coveted private communities. The open, flowing floor plan is made for both easy everyday living and effortless entertaining. A bright, well-appointed kitchen with a large center island anchors the main living space, flowing into generous gathering areas filled with natural light. The primary suite offers a comfortable, private retreat complete with a walk-in closet, while two additional bedrooms provide flexible space for family and guests. Step outside to your patio and enjoy your own slice of the serene, wooded Birchwood setting. A full unfinished basement with egress adds tremendous upside—ready to finish into a family room, rec space, or additional bedrooms to suit your needs and grow your investment. Best of all, this home may be offered TURNKEY/FURNISHED (on a separate bill of sale), providing a convenient move-in or seasonal ownership opportunity. Just bring your suitcase and start living the Up North lifestyle! At Birchwood, ownership means membership in an exceptional four-season community set on 1,600 wooded acres above Lake Michigan. Enjoy 27 holes of pristine golf, Har-Tru clay tennis courts, pickleball, bocce, a fitness center, heated swimming pools, and miles of trails for hiking, snowshoeing, and cross-country skiing. Multiple dining venues, year-round social events, and 24/7 EMT-certified community security complete the experience—all minutes from downtown Harbor Springs, Lake Michigan beaches, and the scenic Tunnel of Trees. Primary residence, Northern Michigan retreat, or polished investment—811 Fairways Drive delivers comfort, quality, and an unbeatable lifestyle. Schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Washer,Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Area: 129.86999999999998

Bedroom1

  • Area: 169.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 160.38

Features

  • Flooring: Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,102 sqft

Kitchen

  • Area: 254.18999999999997

Living Room

  • Area: 197.23

Master Bedroom

  • Area: 200.22

Property

Lot

  • Features: Paved

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$526$6,312
Property Taxes $522$6,264
Electricity $229$2,751
Total$5,145$61,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,400/yr
40% on housing$154,350/yr
45% on housing$137,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 49740$444
Emmet County$418

vs Homes Sold Last Month

Median $/sqft

ZIP 49740
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$765,000
2025-04-21Listing removed$759,900
2024-10-31Price change$759,900
2024-05-24Listed for sale$775,000

For Sale by Agent

AgentWendie Keen
Brokerage@properties Christie’s International Real Estate - Harbor Springs

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