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108 PAMELA Street, Interlachen, FL, 32148

2beds
2baths
1,000sqft
$257,000
$257price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

Welcome to the ''Sagewood Cottage'', a beautifully maintained 2-bedroom, 2-bathroom home offering approximately 1,000 sq. ft. of comfortable living space on an .22-acre lot. Built in 2024 and lightly used as a vacation home, this property feels exceptionally fresh, clean, and move-in ready. Inside, you'll appreciate the modern layout designed for both functionality and comfort. The kitchen features stylish countertops, stainless steel appliances, and a sleek, contemporary feel. Additional highlights include a stackable washer and dryer, ceiling fans, and thoughtful finishes that create a bright and inviting atmosphere throughout the home. One of the standout advantages of this property is peace of mind; everything in the home is from 2024. From the roof and HVAC system to the appliances and major components, the home's like-new condition can make obtaining insurance easier while minimizing concerns about immediate repairs or replacements. Step outside and enjoy the privacy and p ossibilities of your .22-acre lot. The rear lanai and patio area provide the perfect space for relaxing, entertaining, or simply enjoying the natural surroundings. Whether you're a first-time homebuyer, searching for a low-maintenance vacation retreat, or looking for an investment property with rental potential, 108 Pamela St. offers versatility, value, and modern living in a peaceful setting. Don't miss this opportunity to own a nearly new home with room to breathe. Please not that 1 or more photos may be virtually staged or AI.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
3/10
Interlachen High SchoolGrades 7-122.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 121024407525600070

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,299$15,588
Home Insurance *$266$3,192
Property Taxes $137$1,644
Electricity $197$2,366
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 32148$91
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32148$162
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$257,000
2026-01-15Listing removed$265,000
2025-08-04Listed for sale$265,000
2025-01-16Sold$235,000
2024-12-07Listed for sale$249,000
2024-11-22Listing removed$249,000
2024-09-17Price change$259,900
2024-08-03Listed for sale$265,000
2024-07-31Listing removed--
2024-05-24Listed for sale$265,000
2022-06-21Sold$6,000
2006-04-04Sold$9,000

For Sale by Agent

AgentELLEN H HARRIS
BrokerageIHEART REALTY INC

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