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3479 Bella Sera Lane Grn, Green Cove Springs, FL, 32043

4beds
2baths
1,844sqft
$348,000
$189price/sqft
$2,419/moest. monthly cost
$96,760/yrincome needed

About This Home

This property has it all! It's ready for its next owner, the lot has great wildlife views and privacy that make it a premium purchase. Welcome to 3479 Bella Sera Lane, a beautifully maintained newly (2024) constructed home offering modern finishes and an open, functional layout in the growing community of Lakes of Bella Lago in the growing community of Green Cove Springs. SELLER IS OFFERING 10k TOWARDS BUYERS CLOSING COSTS. This light and bright residence features a spacious kitchen with granite countertops, stainless steel appliances, and a large island overlooking the living and dining areas, perfect for everyday living and entertaining. The split bedroom floor plan provides privacy, while the primary suite offers a generous walk in closet and dual vanity bath. Enjoy a partially fenced backyard with room to relax or play. Residents have access to a resort style community pool, playground, and walking paths. Conveniently located near Fleming Island shopping and dining, St. Johns River access, local parks, and with easy access to US 17 and Jacksonville, this home blends comfort, convenience, and lifestyle

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Clay High SchoolGrades PK,9-125.2 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher

Bedroom1

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 1,844 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Property

Details

  • Parcel number: 26052501010102056

Features

  • Stories: 1

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$240$2,880
Property Taxes $223$2,676
Electricity $197$2,366
Total$2,419$29,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,937/yr
40% on housing$72,570/yr
45% on housing$64,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$348,000
2024-12-16Pending sale$349,990
2024-11-07Price change$349,990
2024-11-04Price change$358,990
2024-10-23Price change$353,990
2024-10-15Listed for sale$350,990
2024-08-29Listing removed--
2024-08-22Price change$365,990
2024-08-14Price change$361,990
2024-07-23Price change$359,990
2024-07-09Price change$367,990
2024-06-12Price change$365,990
2024-05-25Listed for sale$364,990

For Sale by Agent

AgentJason Hanson
BrokerageLPT Realty, LLC

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