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147 Niagara Ave, Dayton, OH, 45405

3beds
1baths
1,151sqft
$119,000
$103price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

Welcome to this all-brick bungalow in the heart of Dayton! Featuring 3 bedrooms and 1 full bath, this home offers 1,151 sq ft of living space and timeless charm. Natural hardwood floors and a decorative fireplace enhance the cozy living room, while the second-floor bedroom provides versatility, perfect as a primary suite, office, or playroom. A full unfinished basement adds storage potential, and the fenced backyard is ideal for outdoor enjoyment. You'll also appreciate the 1-car garage, additional carport, and the convenience of nearby schools, shopping, restaurants, and major highways. Being sold As-Is with option for seller-paid home warranty for peace of mind. Roof installed 8/2023. Schedule your showing today!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
4/10
Meadowdale High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1941

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 35 x 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 10

Features

  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,151
  • Total interior livable area: 1,151 sqft

Kitchen

  • Level: Main
  • Dimensions: 7 x 11

Living Room

  • Level: Main
  • Dimensions: 17 x 15

Property

Details

  • Parcel number: R72070050070
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 5,471 sqft
  • Lot size dimensions: 48 x 114

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$222$2,664
Property Taxes $171$2,052
Electricity $193$2,320
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 45405$64
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45405$64
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$119,000
2026-03-18Pending sale$119,000
2026-03-18Listed for sale$119,000
2026-03-18Pending sale$119,000
2026-03-18Pending sale$119,000
2026-01-08Price change$113,000
2025-11-25Price change$115,000
2025-10-24Price change$119,900
2025-10-06Price change$122,000
2025-09-27Listed for sale$125,000
2024-01-22Sold$100,000
2023-11-03Pending sale$109,999
2023-10-28Price change$109,999
2023-10-06Price change$115,000
2023-09-05Price change$124,999
2023-07-30Listed for sale$125,000

For Sale by Agent

AgentAmanda Mullins
BrokerageeXp Realty

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