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1321 Amherst Pl, Dayton, OH, 45406

4beds
2baths
1,092sqft
$165,000
$151price/sqft
$1,502/moest. monthly cost
$60,080/yrincome needed

About This Home

Discover a home where modern updates meet practical living, offering an exceptional blend of comfort and convenience in a vibrant neighborhood. This charming residence provides the space and flexibility desired by today's homeowners. The functional main level features a comfortable flow between rooms, creating an inviting atmosphere that is both practical and easy to live in. With four bedrooms and one-and-a-half baths, there is ample room for a growing household, accommodating guests, or establishing a dedicated home office. The finished basement introduces an entire second living area, perfect for entertaining, unwinding, or customizing to suit a unique lifestyle. Recent updates, including new flooring throughout much of the home, a remodeled basement, and an updated half bath, contribute to a refreshed and move-in-ready appeal. Step outside to the front deck, an ideal spot for enjoying a quiet evening or hosting gatherings with friends and family. The property also includes a garage, providing private parking and additional storage solutions. Located in a desirable area, this home offers both everyday functionality and the ideal setting for entertaining, making it a compelling choice for discerning buyers.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-61.2 mi
2/10
2/10

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedroom

  • Level: Main
  • Dimensions: 12 x 12

Bedroom

  • Level: Main
  • Dimensions: 10 x 10

Bedroom

  • Level: Basement
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 6 x 13

Family Room

  • Level: Basement
  • Dimensions: 13 x 9

Great Room

  • Level: Main
  • Dimensions: 17 x 13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 13

Office

  • Level: Basement
  • Dimensions: 9 x 9

Property

Details

  • Parcel number: R72072060009
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,148 sqft
  • Lot size dimensions: 50 x 143

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$238$2,856
Property Taxes $237$2,844
Electricity $193$2,320
Total$1,502$18,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,497/yr
40% on housing$45,060/yr
45% on housing$40,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 45406$60
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45406$94
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$180,000
2024-03-08Sold$120,000
2024-02-06Pending sale$115,000
2024-02-02Listed for sale$115,000
2021-10-15Sold$130,000
2021-02-04Sold$34,210
2020-11-06Pending sale$28,887
2020-10-14Listed for sale$28,887
2020-02-21Listing removed$27,525
2020-02-14Listed for sale$27,525
1998-09-16Sold$70,000

For Sale by Agent

AgentJoshua Rogers
BrokerageBHHS Professional Realty

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