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4455 Reed Creek Dr Unit 102, Sherrills Ford, NC, 28673

2beds
2baths
1,262sqft
$300,000
$238price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Experience effortless lake living in this beautifully appointed waterfront condo at Waterstone on the shores of Lake Norman. Perfectly positioned to capture peaceful water views, this like-new residence offers an open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features quartz countertops, stainless steel appliances, and a large center island overlooking the bright living and dining areas. The private owner’s suite serves as a relaxing retreat with a generous walk-in closet and an en-suite bath featuring dual vanities and a walk-in shower. A well-appointed secondary bedroom provides flexibility for guests, a home office, or additional living space. Step outside and enjoy resort-style amenities including direct lake access, a kayak launch, waterfront fire pit, community pool, picnic areas, walking trails, and a dog park. Whether you’re looking for a full-time residence, weekend getaway, or low-maintenance investment, this condo offers the perfect blend of modern comfort and the Lake Norman lifestyle. Conveniently located in Sherrills Ford with easy access to Mooresville, Denver, and Charlotte, you’ll enjoy nearby dining, shopping, marinas, and endless recreational opportunities—all while coming home to spectacular waterfront living. Tenant in place through October 31, 2026. Please allow 24 hours for showing requests

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
4/10
Mill Creek MiddleGrades 7-86.7 mi
8/10
Bandys HighGrades PK,9-126.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: A-2
  • Builder name: Century

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Washer,Washer/Dryer
  • Laundry features: Inside,Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,262

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,262
  • Total interior livable area: 1,262 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4607170042300102
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Balcony,Covered,Rear Porch
  • Exterior features: Fire Pit,Lawn Maintenance
  • On waterfront: Yes
  • Waterfront features: Retaining Wall,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$97$1,164
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$227
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$300,000
2025-10-11Listing removed$1,775
2025-10-03Listed for rent$1,775
2025-09-30Sold$278,990
2025-09-19Pending sale$278,990
2025-08-21Price change$278,990
2025-08-15Price change$293,315
2025-08-11Listed for sale$276,990
2025-08-08Pending sale$276,990
2025-08-06Price change$276,990
2025-07-26Price change$278,990
2025-07-16Price change$276,990
2025-07-09Price change$274,990
2025-04-17Price change$269,990
2025-04-13Price change$299,835
2025-03-30Price change$299,990
2025-02-23Price change$324,990
2025-02-22Price change$324,470
2025-02-01Price change$324,990
2025-01-25Price change$349,990
2025-01-10Price change$439,990
2025-01-02Price change$354,990
2024-12-17Listed for sale$349,990
2024-06-08Listing removed--
2024-05-26Listed for sale$499,990

For Sale by Agent

AgentDoug Bishop
BrokerageCOMPASS

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