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514 Ethel Ave, Dayton, OH, 45417

2beds
1baths
--sqft
$94,800
--price/sqft
$979/moest. monthly cost
$39,160/yrincome needed

About This Home

Welcome to 514 Ethel, a charming 3-bedroom, 1-bath brick Cape Cod offering a great opportunity. This home features fresh paint and updated flooring throughout, along with a newer renovated bathroom for added comfort. The main level offers functional living space, while the upstairs provides a large third bedroom with flexibility for a variety of uses. A full unfinished basement with glass block windows adds extra storage and potential. Outside, enjoy a spacious and very private backyard. This property is being sold AS-IS, and the seller will make no repairs. Ask about the opportunity to purchase as part of a package deal of 4 homes!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Wogaman Middle SchoolGrades 7-80.5 mi
2/10
Dunbar High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Dimensions: 10 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Entry Foyer

  • Level: Main
  • Dimensions: 9 x 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Kitchen

  • Level: Main
  • Dimensions: 12 x 8

Living Room

  • Level: Main
  • Dimensions: 17 x 11

Master Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Other

  • Level: Second
  • Dimensions: 12 x 7

Other

  • Level: Basement
  • Dimensions: 29 x 23

Other

  • Level: Basement
  • Dimensions: 6 x 7

Other

  • Level: Second
  • Dimensions: 29 x 15

Property

Details

  • Parcel number: R72 09602 0058
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,396 sqft
  • Lot size dimensions: 7,396 Sq Ft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$171$2,052
Property Taxes $136$1,632
Electricity $193$2,320
Total$979$11,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,565/yr
40% on housing$29,370/yr
45% on housing$26,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45417$69
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45417$72
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$105,000
2026-04-28Listed for sale$109,900
2026-02-25Listing removed$995
2026-01-23Price change$995
2026-01-05Price change$1,050
2022-12-01Listed for rent$950
2009-05-05Sold$14,000
2006-04-19Sold$12,000
2004-01-12Sold$66,000
2002-03-01Sold$25,000
2001-09-18Sold$24,000
1999-06-25Sold$63,000

For Sale by Agent

AgentMatthew J Sadler
BrokerageKeller Williams Community Part

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