




10863 Highway 99, Live Oak, CA, 95953
About This Home
Great investment opportunity with strong income potential! A home with 8 studios. This unique property features a spacious 3-bedroom 2-full bath main home along with 8 studio units-formely a motel-offering a versatile multi-income setup. The main residence includes oner 1,500 sq ft of living space with central heating and air, a functional layout, tile and laminate flooring, and tile countertops. A detached 2-car garage adds convenience and storage. each of the 8-unit studios includes a full bath and a small kitchen. The studio's building roof was replaced approximate 2 years ago. Two of the unit studios remain unfinished, providing additional value-add potential. Situated on a 1.72 acre lot with excellent freeway access and visibility. this property offers a wide range of potential rental or comercial uses. Realtor advise buyers to verify all zoning, permitted uses, and regulations with the city of Live Oak and with Sutter County.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Raised,Slab
- Roof: Composition,Shingle
- Construction materials: Drywall,Stucco,Vertical Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: See Remarks,Traditional
- Property subType: Mixed Use
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Water To Refrigerator,Water Heater
- Laundry features: Gas Dryer Hookup,Inside,Laundry Room
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bathrooms: 81
Features
- Ceiling Fan(s),Living Room Deck Attached,Open Floorplan,Tile Counters,Unfinished Walls,Bedroom on Main Level,Main Level Primary
- Door features: French Doors,Panel Doors,Sliding Doors
- Window features: Double Pane Windows,Screens
- Flooring: Laminate,Tile
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 2,579
- Total interior livable area: 2,579 sqft
Master Bedroom
- Features: Main Level Primary
Property
Accessibility
- Accessibility features: Safe Emergency Egress from Home,Parking,Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: 006560007000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Chain Link,Fair Condition,Partial
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 1.72 Acres
- Features: 2-5 Units/Acre,Front Yard,Lawn,Level,Street Level
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Direct Access,Driveway Level,Door-Single,Driveway,Garage,Gravel,RV Potential,One Space,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Sutter County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,844 | $58,128 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $622 | $7,464 |
| Electricity | $553 | $6,636 |
| Total | $6,367 | $76,404 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $968,000 |
