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301 Fernwood Ave, Dayton, OH, 45405

2beds
1baths
--sqft
$58,900
--price/sqft
$683/moest. monthly cost
$27,320/yrincome needed

About This Home

You won't want to miss this one! Great family home or continue to use as a rental. Electric has been updated. You can add you own personal touches to make this home yours!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
Valerie Elementary SchoolGrades PK-62.5 mi
2/10
4/10
Meadowdale High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 10 x 6

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Kitchen

  • Level: Main
  • Dimensions: 12 x 8

Living Room

  • Level: Main
  • Dimensions: 12 x 20

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: R72109110067
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 999

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $297$3,564
Home Insurance *$109$1,308
Property Taxes $84$1,008
Electricity $193$2,320
Total$683$8,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,417/yr
40% on housing$20,490/yr
45% on housing$18,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45405$65
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45405$64
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$58,900
2026-03-24Price change$59,900
2025-12-12Price change$64,900
2025-11-13Price change$69,900
2025-10-13Listed for sale$75,000

For Sale by Agent

AgentTracy Haynes
BrokerageColdwell Banker Heritage

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