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2105 Catalpa Dr, Dayton, OH, 45406

3beds
2baths
1,452sqft
$176,900
$122price/sqft
$1,346/moest. monthly cost
$53,840/yrincome needed

About This Home

Brand New, Custom-Built Home – To Be Completed in October! Be the first to live in this beautiful 3-bedroom, 2-bath home currently under construction. Thoughtfully designed with comfort and functionality in mind, this custom-built gem could be yours for under $180K—yes, really! Important: to be eligible to buy this home, buyers must qualify for the Welcome Home Ohio Program through the Montgomery County Land Bank. All program details and eligibility requirements are available on their website—no need to wait, you can check now to see if you qualify. Enjoy easy, single-level living in this spacious ranch-style home featuring a large great room perfect for relaxing or entertaining. The well-appointed kitchen offers plenty of space for cooking and gathering. The private primary suite includes a full ensuite bath, while two additional bedrooms share a second full bath—ideal for family, guests, or a home office. And an attached 2-car garage, patio, and porch for sipping wine or drinking coffee with family and friends. Don’t miss this incredible opportunity to own a brand-new home at an unbeatable price—start your journey today at the Montgomery County Land Bank website!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Fairview Pre-K-8 SchoolGrades PK-60.3 mi
2/10
4/10
Meadowdale High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Main
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 15 x 10

Great Room

  • Level: Main
  • Dimensions: 15 x 16

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 10

Master Bedroom

  • Level: Main
  • Dimensions: 13 x 15

Property

Details

  • Parcel number: R72115010012
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio

Lot

  • Lot size: 5,279 sqft
  • Lot size dimensions: .12

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $894$10,728
Home Insurance *$255$3,060
Property Taxes $4$48
Electricity $193$2,320
Total$1,346$16,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,148/yr
40% on housing$40,380/yr
45% on housing$35,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 45406$60
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45406$94
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$176,900
2009-04-10Sold$30,100
2004-04-09Sold$75,000

For Sale by Agent

AgentTanza Everding
BrokerageHoward Hanna Real Estate Serv

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