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538 Shoop Ave, Dayton, OH, 45402

2beds
2baths
1,232sqft
$155,000
$126price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Welcome to 538-540 Shoop Ave, a beautifully updated duplex offering endless possibilities for homeowners and investors alike. Each unit features 1 bedroom and 1 full bathroom, providing comfortable, low maintenance living with modern updates throughout. The major improvements have already been completed, including a new roof, new plumbing, new electrical system, and new HVAC, giving the next owner peace of mind for years to come. With all the heavy lifting done, this property is truly move in and rent ready. Whether you're looking to house hack by living in one unit while letting the other help offset your mortgage, searching for a turnkey investment property ready for new tenants, or hoping to keep family members close while maintaining separate living spaces, this duplex offers exceptional flexibility. The opportunities are endless. Conveniently located near shopping, restaurants, parks, schools, and major highways, this is a fantastic opportunity to own a fully updated duplex in Dayton. Don't miss your chance to see everything this property has to offer. Schedule your private showing today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

4/10
Westwood Pre-K-8 SchoolGrades PK-60.5 mi
3/10
Wogaman Middle SchoolGrades 7-81.7 mi
2/10

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: R72122090020
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 5,440 sqft
  • Lot size dimensions: 34 x 160

Parking

  • Parking features: No Garage,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$327$3,924
Property Taxes $223$2,676
Electricity $193$2,320
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$82
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$147,900
2026-07-23Price change$155,000
2026-07-11Listed for sale$162,000
2010-09-13Sold$12,000
2010-01-21Sold$7,800
2009-11-09Sold$4,500
2009-08-08Listed for sale$13,500
2000-04-21Sold$28,500

For Sale by Agent

AgentJohn Clark
BrokerageeXp Realty

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