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719 Kirk Lynne St, Dayton, OH, 45403

3beds
1baths
1,564sqft
$199,900
$128price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

Completely renovated and move-in ready! Situated on a desirable cul-de-sac, this beautifully updated 3-bedroom, 1 full bath home offers stylish finishes and major mechanical updates throughout. The interior features luxury vinyl plank flooring, fresh neutral paint, quartz countertops, brand-new stainless steel appliances, and a fully remodeled bathroom with a custom tiled shower. The full finished basement provides excellent storage and endless potential for additional living space, a recreation room, home gym, or workshop. A detached 2-car garage adds convenience and extra storage. Major updates include roof (2014), vinyl siding (2013), HVAC (2015), replacement windows, and an approximately 9-year-old water heater, offering peace of mind for years to come. This turnkey home combines modern updates, functional space, and an ideal location—don’t miss your opportunity to make it yours!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Kemp Elementary SchoolGrades PK-70.2 mi
2/10
Belmont High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen/Family Room Combo,Quartz Counters,Remodeled,Solid Surface Counters
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 12

Living Room

  • Level: Main
  • Dimensions: 17 x 13

Property

Details

  • Parcel number: R72154070063
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 7,039 sqft
  • Lot size dimensions: .16 acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$232$2,784
Property Taxes $288$3,456
Electricity $193$2,320
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 45403$71
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45403$106
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$199,900
2026-05-25Sold$87,000
2026-04-25Pending sale$99,900
2026-04-24Listed for sale$99,900

For Sale by Agent

AgentMakayla Cotton
BrokerageKeller Williams Community Part

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