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690 Cosler Dr, Dayton, OH, 45403

2beds
1baths
1,160sqft
$59,900
$52price/sqft
$650/moest. monthly cost
$26,000/yrincome needed

About This Home

Welcome to the Pinewood neighborhood in East Dayton. This 2-bedroom, 1 bath home is likely one of the oldest homes in this area. It is situated on one of the largest lots in the neighborhood. The lot is .94 acres or 41460 SF/PRC. This is a brick/frame/vinyl bungalow with a full walk-out basement and needs of a complete restoration. The lot has the potential for expansion or even replacement. There is ample room for additional outbuildings with city/county approval. A previous owner had moved the dining room, kitchen and living room to the lower level. Home has been vandalized. Note: This property is being sold in "As Is" condition. Bring a toolbox and your imagination to make this shell of a house a Home again. What you see is what you get! The owner will not make any repairs.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Kemp Elementary SchoolGrades PK-70.3 mi
2/10
Belmont High SchoolGrades 7-122.0 mi

Construction

Condition

  • Year built: 1814

Materials

  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 13 x 15

Bedroom

  • Level: Main
  • Dimensions: 8 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Basement
  • Dimensions: 14 x 14

Family Room

  • Level: Main
  • Dimensions: 14 x 18

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gravity,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Basement
  • Dimensions: 11 x 13

Living Room

  • Level: Basement
  • Dimensions: 12 x 12

Other

  • Level: Main
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: R72154080233
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 0.94 Acres
  • Lot size dimensions: 127 x 111 x 33 x 96 x 159 x 206

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$69$828
Property Taxes $86$1,032
Electricity $193$2,320
Total$650$7,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,285/yr
40% on housing$19,500/yr
45% on housing$17,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 45403$73
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45403$106
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$59,900
2013-05-13Sold$12,900
2013-04-10Pending sale$15,900
2013-03-23Listed for sale$15,900

For Sale by Agent

AgentBrett Domescik
BrokerageDomescik & Assoc. Inc.

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