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2799 27th St, Birchwood, WI, 54817

1beds
1baths
260sqft
$595,000
$2,288price/sqft
$4,173/moest. monthly cost
$166,920/yrincome needed

About This Home

Arrive by ferry and leave the ordinary on shore. The offering of Main Lodge 6 is a rare opportunity to own a private residence within the storied island setting of the National Register-listed Stout's Island Lodge on prestigious Red Cedar Lake in Northwest Wisconsin. Positioned on the second floor in the northwest corner of the historic Main Lodge, Main Lodge 6 offers a uniquely private and efficient ownership experience, combining the charm of a bygone era with a low-maintenance, lock-and-leave lifestyle. Residents enjoy close proximity to the island’s extensive trail system, docks, tennis courts, and shared gathering spaces, all just steps from the residence. Main Lodge 6 consists of approximately 260 finished square feet with one bedroom and one bathroom, thoughtfully configured as an efficient private retreat within the larger lodge setting. A screened-in porch entryway provides additional living space and offers the potential to be converted to a four-season area, with optional deck additions further enhancing the residence over time. What sets Main Lodge 6 apart is not simply its footprint, but its provenance. This residence belongs to the legendary Island of Happy Days, the Red Cedar Lake retreat created for Frank Deming Stout and recognized for its architecturally sophisticated Rustic Style design. Historically, the Main Lodge housed members of the Stout family and their guests, and the bulk of the estate dates to 1909–1911, modeled in the spirit of the great Adirondack camps of Upstate New York, where log architecture, fireplaces, and broad rooflines are woven carefully into the natural landscape. Here, ownership feels less like a purchase and more like stewardship. Days begin with a ten-minute ferry crossing and unfold in a car-free setting of shoreline paths, boathouse culture, lake activities, lawns, common gardens, and evenings by the bonfire. Even the bridge to the east island carries its own story, having been gifted to the estate by Andrew Carnegie, a close friend of Frank Stout. With owner use extending into the winter months, Main Lodge 6 is not only a summer escape, but a four-season retreat in one of the region’s most evocative island estates, located approximately two hours from the Minneapolis–Saint Paul metropolitan area and roughly six hours from Chicago. Main Lodge 6 will be delivered with a kitchen installed within a reconfigured portion of the existing layout, pursuant to the floorplan, with the improvement budget included

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Haugen Elementary SchoolGrades PK-48.9 mi
5/10
Rice Lake Middle SchoolGrades 5-810.7 mi
4/10
Rice Lake High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1912

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Log,Wood,Frame/Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 260

Heating

  • Heating features: Ductless

Interior Area

  • Total interior livable area: 260 sqft

Master Bathroom

  • Features: Private Master

Property

Details

  • Parcel number: TBD

Features

  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Shared)
  • Waterbody name: Red Cedar
  • Frontage length: 8000

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$390$4,680
Property Taxes $604$7,248
Electricity $171$2,054
Total$4,173$50,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,074/yr
40% on housing$125,190/yr
45% on housing$111,280/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,288This listing

vs Other Active Listings

Avg $/sqft

ZIP 54817$271
Barron County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 54817
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$595,000
2026-04-17Price change$345,000
2026-04-17Listed for sale$445,000
2026-03-12Listing removed$595,000
2025-02-10Listed for sale$595,000
2024-09-30Listing removed$595,000
2024-05-30Listed for sale$749,950

For Sale by Agent

AgentFrank Jermusek
BrokerageSVN Northco RE Services

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