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About This Home

508-510 W Front Street in Berwick presents a strong investment or owner-occupant opportunity. This 3-unit residential property features two lease-occupied units providing immediate income, with one vacant unit ready for rental or personal use. Conveniently located near local shops, dining, schools, and everyday amenities, this property offers attractive access for tenants. All three units have 1 bedroom, 1 bathroom layouts, with 2 units recently updated. This property is ideal for investors seeking to expand a rental portfolio or buyers looking to offset living expenses with supplemental income.

Getting Around

Somewhat Walkable

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Berwick Area Middle SchoolGrades 5-81.3 mi

6/10

Berwick Area High SchoolGrades 9-121.2 mi

Construction

Condition

Year built: 1900

Materials

Foundation: None
Roof: Asphalt,Shingle
Construction materials: Vinyl

Type & Style

Home type: MultiFamily
Property subType: Multi Family

Interior

Basement

Has basement: Yes
Basement: Exterior Entry,Stone,Unfinished

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 1

Features

Finished area below ground: 0
Finished area above ground: 2,369

Heating

Heating features: Natural Gas

Interior Area

Total structure area: 2,369
Total interior livable area: 2,369 sqft

Property

Details

Parcel number: 04C0411400,000
Zoning: C-2 General Com
Zoning description: X

Lot

Lot size: 4,791 sqft
Lot size dimensions: 45 x 114

Parking

Total spaces: 3
Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Inland FloodingRelatively High
LightningRelatively High
Strong WindRelatively High
Winter WeatherRelatively High
Cold WaveModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Pennsylvania Counties

Flood

Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$910	$10,920
Home Insurance *	$80	$960
Property Taxes	$159	$1,908
Electricity	$259	$3,119
Total	$1,408	$16,896

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$56,320/yr

35% on housing$48,274/yr

40% on housing$42,240/yr

45% on housing$37,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 8,982Commercial: 984

Total Premiums$5.34M

Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%

11.9%

0%30.0%

Electricity Growth Rate10-year average: 8.4%

8.4%

0%15.0%

Property Taxes Growth Rate2-year average: -2.1%

-2.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 18603$95

Columbia County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 18603$130