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5508 Ferngrove Dr, Dayton, OH, 45432

5beds
2baths
2,354sqft
$255,000
$108price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Discover an exceptional opportunity at 5508 Ferngrove Drive, a charming single-family residence in Dayton, OH, offering comfortable living with abundant space. This delightful property boasts five generously sized bedrooms and two full bathrooms, providing ample room for everyone. The house has an open layout with ample space for dining, entertaining and relaxing. The kitchen features all-new shaker style cabinets, quartz countertops. Call now for a private showing.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
2/10
Belmont High SchoolGrades 7-122.4 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 9 x 8

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 26 x 10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,354
  • Total interior livable area: 2,354 sqft

Kitchen

  • Level: Main
  • Dimensions: 8 x 13

Living Room

  • Level: Main
  • Dimensions: 17 x 14

Master Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Recreation

  • Level: Main
  • Dimensions: 21 x 10

Property

Details

  • Parcel number: R72165140004
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 180 x 68

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$149$1,788
Property Taxes $367$4,404
Electricity $252$3,029
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 45432$147
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45432$154
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$285,000
2025-12-22Sold$125,000
2025-12-09Pending sale$145,000
2025-12-01Price change$145,000
2025-10-24Listed for sale$149,900

For Sale by Agent

AgentKatie Meadows
BrokerageReal of Ohio

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