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920 Crooked Creek Dr, New Bern, NC, 28562

4beds
3baths
2,713sqft
$515,000
$190price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

Beautifully maintained and updated home located on a quiet cul de sac in the desirable waterfront community of Fairfield Harbour, just minutes from historic downtown New Bern. This inviting property offers modern comfort, abundant storage, and access to resort style amenities. A welcoming front porch leads into a light filled interior featuring hardwood floors throughout the main living areas and ceramic tile in all bathrooms. The open concept layout includes a spacious living room with a gas log fireplace and an adjacent office with custom built in cabinetry, desk, and bookshelves. The well-appointed kitchen features custom hardwood cabinets, wrap around bar seating, stainless steel appliances-including a gas cook top and stove, generous pantry, dedicated filtered water tap, and a small appliance closet. A stunning dining area with a decorative wall of windows provides an ideal space for everyday meals or entertaining. The split bedroom floor plan offers excellent privacy. The primary suite includes a cozy reading nook and a custom bath with dual vanities, tiled walk in shower, and private water closet. Two additional guest bedrooms and a full hall bath are located on the opposite side of the home—each bedroom featuring custom built bunk beds, rock walls, and monkey bars. A versatile bonus room with multiple closets serves as a fourth bedroom, media room, or fitness space and is complemented by a third full bathroom upstairs. Additional features include a tankless water heater, whole home water softener, integrated home water filtration system, ample storage, an attached two car garage with built in shelving, and a long driveway for extra parking. Enjoy outdoor living on the three season deck overlooking the backyard, with extended Trex decking perfect for grilling (with convenient dedicated propane line from main tank) or relaxing. Fairfield Harbour offers two marinas, walking and biking paths, parks, golf, tennis, pickleball, a dog park, a community activity center (complete with indoor and outdoor pools), and opportunities for boating, kayaking, fishing, and waterfront dining. All within a short drive of downtown New Bern’s shops, restaurants, and riverfront attractions. This exceptional home is ideal as a full-time residence or coastal retreat, offering comfort, convenience, and an unmatched waterfront lifestyle. *Buyers agents welcome. We are offering an agent flat fee. Please contact for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Bridgeton ElementaryGrades PK-57.9 mi
4/10
West Craven MiddleGrades 6-814.4 mi
2/10
West Craven HighGrades 9-1215.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Masonry
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,713 sqft

Property

Details

  • Parcel number: 20172139

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$203$2,436
Property Taxes $213$2,556
Electricity $252$3,032
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 28562$177
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28562$181
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$515,000
2018-04-17Sold$283,000
2012-01-27Sold$250,000
2011-10-13Sold$212,000

For Sale by Owner

AgentProperty Owner

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