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128 Mom Lane, New Bern, NC, 28560

5beds
3baths
2,700sqft
$430,000
$159price/sqft
$2,776/moest. monthly cost
$111,040/yrincome needed

About This Home

Privacy, space, and an incredible backyard come together to create a home that is truly a standout. Backing to the Carolina Colours Golf Course with a wooded backdrop, this beautifully maintained five-bedroom home offers a rare combination of everyday comfort, flexible living spaces, and outdoor amenities that make it just as enjoyable for entertaining as it is for quiet evenings at home. Tucked into the Forest Run community with no city taxes, the location provides convenient access to Historic Downtown New Bern, MCAS Cherry Point, shopping, dining, medical facilities, and North Carolina's Crystal Coast beaches, while also being served by Craven County schools. Designed with both functionality and style in mind, the approximately 2,800-square-foot floor plan offers room to spread out without sacrificing the open feel today's buyers love. Luxury vinyl plank flooring flows throughout the main living areas, where the spacious living room features a cozy fireplace and direct access to the expansive back deck. The kitchen is well-appointed with granite countertops, a tile backsplash, stainless steel appliances, a pantry, and a bright breakfast nook overlooking the backyard. A tankless water heater adds everyday efficiency and the convenience of an on-demand hot water supply. A formal dining room with a coffered ceiling provides an inviting setting for holiday meals, celebrations, or everyday gatherings. A first-floor bedroom and full bath offer outstanding flexibility for guests, a home office, or additional living needs. Upstairs, the spacious primary suite is designed to be a relaxing retreat with a tray ceiling and an ensuite bath featuring a beautifully tiled glass walk-in shower, separate tub, and large walk-in closet. Three additional bedrooms and a guest bathroom complete the second floor. The backyard is where this property truly shines. An expansive deck overlooks the fenced yard and above-ground pool, creating the perfect setting for summer afternoons and weekend cookouts. Just below, the patio features a generously sized hot tub for year-round relaxation, while mature trees along the rear property line enhance the privacy rarely found in a neighborhood setting. A detached storage building provides additional space for lawn equipment, outdoor gear, hobbies, or seasonal storage. Adding even more versatility, the attached garage has been thoughtfully reconfigured to create additional flexible living space while retaining a garage bay. The finished flex room is ideal for a home office, playroom, hobby room, or media room, while the remaining garage bay features a retractable screen, making it an excellent space for a home gym, golf cart storage, workshop, or open-air gathering area. Offering five bedrooms, three full baths, exceptional outdoor living, flexible bonus space, and a location that keeps you close to everything New Bern has to offer while enjoying the benefit of no city taxes, this home delivers the space, privacy, and lifestyle buyers have been searching for. To make it even more appealing, the sellers are offering a $2,500 paint allowance at closing, providing the opportunity to add your own personal style and finishing touches after you move in.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Creekside ElementaryGrades K-50.8 mi
9/10
Grover C Fields MiddleGrades 6-87.1 mi
3/10
New Bern HighGrades 9-128.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Tankless Water Heater,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 71101 160
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Above Ground,Pool/Spa Combo
  • Patio & porch: Deck,Patio
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Golf Cart Parking,Attached,Concrete,Garage Door Opener,See Remarks,Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Ice Storm

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$174$2,088
Property Taxes $177$2,124
Electricity $251$3,017
Total$2,776$33,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,177/yr
40% on housing$83,280/yr
45% on housing$74,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$160
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$430,000
2026-07-29Listed for sale$430,000
2016-08-19Sold$245,000
2013-07-03Sold$239,150
2012-08-23Sold$29,000
2007-01-31Sold$32,000

For Sale by Agent

AgentROWLAND & THE HOME SALES TEAM
BrokerageKeller Williams Realty

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