409 N Hines Street, Holly Ridge, NC, 28445
About This Home
Welcome home to this inviting 3 bedroom, 2 bath home in the heart of Holly Ridge, where small-town comfort meets coastal convenience. Located directly across from the park and just minutes from area beaches, this home offers a comfortable layout, storage shed, and a spacious fenced backyard designed for both function and enjoyment. The yard is truly special, filled with mature landscaping and a variety of plants throughout, creating a private garden-like setting with color, texture, and charm around every corner. With plenty of room for pets, play, gardening, or outdoor entertaining, this property offers a wonderful blend of convenience and coastal living. Close to local shops, dining, parks, and Topsail Island beaches. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher,Electric Range
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Pantry,Eat-in Kitchen,Walk-In Closet(s),See Remarks
- Door features: Thermal Doors
- Flooring: Carpet
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,220
- Total interior livable area: 1,220 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 90311.2
- Zoning: R-15
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Patio,Front Porch
- Exterior features: Thermal Doors
- Fencing: Full,Back Yard,Wood
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 1200 - 1399
Lot
- Lot size: 0.55 Acres
- Lot size dimensions: 79 x 297 x 80 x 297
Parking
- Parking features: On Site,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $160 | $1,920 |
| Electricity | $200 | $2,405 |
| Total | $1,949 | $23,388 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $300,000 |
| 2020-12-21 | Sold | $176,000 |
| 2014-06-16 | Sold | $60,050 |
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