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473 Stone Creek Road, Willard, MO, 65781

4beds
3baths
2,059sqft
$301,570
$146price/sqft
$2,100/moest. monthly cost
$84,000/yrincome needed

About This Home

The Manhattan design is a study in versatility. For the cook who wants to remain connected to their family and guests, the Manhattan's open Kitchen/Dining Area/Great Room is just the thing. Convenience meets great design in the Primary Suite, with its private bathroom, huge walk-in closet, and a walk-in shower. There is an additional 3 bedrooms and laundry room on the second floor to accommodate larger families and guests alike.This home features several upgrades including granite countertops, sliding patio door, single bowl kitchen sink, and SPC flooring throughout the entry, living room and flex room.**Photos may include renderings and representations of similar floor plans. Actual finishes may vary.**

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
8/10
Willard Middle SchoolGrades 7-81.4 mi
9/10
Willard High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Microwave,Disposal
  • Laundry features: Laundry Room,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Shower,Granite Counters,Walk-In Closet(s)
  • Window features: Tilt-In Windows,Double Pane Windows,Mixed
  • Flooring: Carpet,Luxury Vinyl
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,059

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.26 Acres
  • Features: Curbs

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,524$18,288
Home Insurance *$239$2,868
Property Taxes $180$2,160
Electricity $157$1,886
Total$2,100$25,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,000/yr
40% on housing$63,000/yr
45% on housing$56,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 65781$166
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65781$163
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$301,570
2026-04-02Listed for sale$299,570

New Construction

AgentRyan Cantrell
BrokerageKeller Williams

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