832 Clay St, Cedar Falls, IA, 50613
About This Home
Estimated 40% reduction in property taxes for 10 years for being built in the historic urban core neighborhood. These one-of-a-kind homes are uniquely situated in the first urban pocket-neighborhood developed in Iowa. The most efficient and comfortable standard of living! The story-and-a-half cottages feature main level living room, kitchen and half bath. The entire upstairs is comprised of an owners en-suite. You will find high-quality materials on the inside and out! Inside can have different trim/ceiling finish elements, unique vaulted ceilings, tons of natural light, and more. LP siding, composite decking and lots of landscaping/trees/shrubs will round out the exteriors!
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Shingle,Asphalt
- Construction materials: Brk Accent,Hardboard Siding
Other
- Builder name: Rising Tide Development
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 450
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Attic Fan,Central Air
Interior Area
- Total interior livable area: 1,478 sqft
Kitchen
- Level: Main
- Area: 240
- Dimensions: 15x16
Living Room
- Level: Main
- Area: 165
- Dimensions: 11x15
Master Bedroom
- Level: Second
- Area: 180
- Dimensions: 12x15
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891412378010
- Zoning: CDDT
- Special condition: Standard
Lot
- Lot size: 0.59 Acres
- Lot size dimensions: common
Parking
- Total spaces: 1
- Parking features: 2 Stall
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,020 | $24,240 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $442 | $5,304 |
| Electricity | $121 | $1,452 |
| Total | $2,840 | $34,080 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed for sale | $399,494 |
| 2026-03-25 | Listing removed | $399,494 |
| 2025-05-29 | Price change | $399,494 |
| 2025-04-07 | Price change | $392,494 |
| 2024-06-25 | Price change | $398,494 |
| 2024-05-31 | Listed for sale | $395,990 |
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