850 W Gardner Rd, Cynthiana, KY, 41031
About This Home
Discover your own slice of paradise*This picturesque 146-acre farm features gently rolling landscapes, complete with 4 stocked ponds and a charming creek that meanders through the property, creating a serene and tranquil atmosphere*At the heart of this property, you'll find a beautifully custom-built ranch home, offering 3 spacious bedrooms and 2 full baths*For those with a passion for farming or hobbies, this property includes two barns and a sturdy metal Amish-built shop equipped with heated floors, water, and electric - perfect for any project you have in mind*Situated at the end of a quiet road, this property provides plenty of road frontage and ample opportunities for expansion*With numerous building lots available, you can create your dream community or simply enjoy the spaciousness of your own land*Whether you're looking to start a new chapter in a peaceful country setting or seeking a versatile property with endless potential, this farm is a must-see
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Farm,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bathroom2
- Level: First
- Area: 40
- Dimensions: 8 x 5
Bedroom2
- Features: Ceiling Fan(s),Luxury Vinyl Flooring
- Level: First
- Area: 72
- Dimensions: 9 x 8
Bedroom3
- Features: Ceiling Fan(s),Luxury Vinyl Flooring
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Free Standing,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Kitchen
- Features: Eat-in Kitchen,Luxury Vinyl Flooring
- Level: First
- Area: 252
- Dimensions: 18 x 14
Laundry
- Features: Luxury Vinyl Flooring,Walk-Out Access
- Level: First
- Area: 72
- Dimensions: 12 x 6
Living Room
- Features: Ceiling Fan(s),Fireplace(s),Luxury Vinyl Flooring
- Level: First
- Area: 160
- Dimensions: 16 x 10
Primary Bath
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 616
- Dimensions: 88 x 7
Primary Bedroom
- Features: Luxury Vinyl Flooring,Walk-In Closet(s),Ceiling Fan(s)
- Level: First
- Area: 132
- Dimensions: 12 x 11
Property
Accessibility
- Accessibility features: See Remarks
Details
- Parcel number: 097000003700000
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio
- Exterior features: Private Yard
- Fencing: Full,Wire
Lot
- Lot size: 146 Acres
- Lot size dimensions: irregular
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $580 | $6,960 |
| Property Taxes | $458 | $5,496 |
| Electricity | $154 | $1,850 |
| Total | $6,754 | $81,048 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $1,200,000 |
| 2026-01-13 | Listing removed | $1,250,000 |
| 2025-07-24 | Price change | $1,250,000 |
| 2025-06-27 | Price change | $1,300,000 |
| 2025-06-04 | Price change | $1,350,000 |
| 2025-04-15 | Price change | $1,400,000 |
| 2024-12-04 | Listed for sale | $1,500,000 |
| 2024-11-02 | Listing removed | $1,500,000 |
| 2024-06-27 | Price change | $1,500,000 |
| 2024-05-31 | Listed for sale | $1,700,000 |
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