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474 Stewart Camp Point Rd, Blue Ridge, GA, 30513

6beds
8baths
11,829sqft
$5,300,000
$448price/sqft
$31,614/moest. monthly cost
$1,264,560/yrincome needed

About This Home

Set along the pristine shores of Lake Blue Ridge and just minutes from downtown Blue Ridge, this extraordinary estate defines luxury lakefront living. Offering 5 bedrooms, a bunk room, 5 full baths, and 3 half baths, the home is thoughtfully designed for both grand entertaining and comfortable everyday living. The main level showcases an elegant formal living room, a spacious dining room, a private office, and a chef's kitchen outfitted with premium finishes, a breakfast area, and an inviting keeping room. The main-level primary suite is a true retreat, featuring a fireplace, spa-inspired bath, custom tilework, and an expansive walk-in closet. Upstairs, guests are accommodated in beautifully appointed bedrooms, each with its own en-suite bath, along with an additional office and a quiet library space. The top floor offers a refined escape for relaxation and gathering, complete with a custom bar, lounge area, and fireplace. The terrace level is designed for ultimate entertainment, featuring a billiards room, wine cellar, home theater, fitness room, and additional sleeping quarters. Outdoor living is equally impressive, with a main-level outdoor kitchen and fireplace, a second fireplace on the terrace level, and a stunning pool and hot tub—all perfectly positioned for lakeside enjoyment. Additional highlights include a custom boathouse, four-car garage, and elevator access to all levels, completing this exceptional property. Make 474 Stewart Camp Point your NEW Blue Ridge address!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Full bathrooms: 5

Property

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,799$321,588
Home Insurance *$1,900$22,800
Property Taxes $1,766$21,192
Electricity $1,149$13,791
Total$31,614$379,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,083,908/yr
40% on housing$948,420/yr
45% on housing$843,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$288
Fannin County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKim Knutzen
BrokerageAnsley Real Estate Christie's Int. Real Estate

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