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2211 New River Inlet Road #18b, North Topsail Beach, NC, 28460

4beds
5baths
2,174sqft
$625,000
$287price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

Coastal Elegance Awaits! Discover your dream beach home just steps from the ocean! This stunning new construction boasts 4 spacious bedrooms and 4.5 luxurious baths, offering the perfect blend of modern comfort and seaside charm. Nestled 2nd row from the ocean, you'll enjoy breathtaking views and the soothing sounds of the wave-Lender credit with ALPHA MORTGAGE For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-55.8 mi
7/10
Dixon MiddleGrades 6-85.0 mi
4/10
Dixon HighGrades 9-128.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Freezer,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: In Hall

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Family Room

  • Level: Third

Features

  • Walk-in Closet(s),Elevator,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Kitchen

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 778c169.4
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Balcony
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: Second Row,Sound Front
  • Frontage type: Sound Front
  • Living area range: 2000 - 2199

Lot

  • Lot size: 1,306 sqft
  • Features: Second Row
  • Lot size dimensions: TBD

Parking

  • Parking features: Covered,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$170$2,040
Property Taxes $333$3,996
Electricity $202$2,429
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$306
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$675,000
2026-02-27Price change$680,000
2026-01-13Price change$700,000
2025-11-14Price change$735,000
2025-10-07Price change$745,000
2025-07-09Price change$750,000
2024-12-03Listed for sale$789,000
2024-07-26Listing removed--
2024-05-15Listed for sale$619,000

New Construction

AgentLori K Smith
BrokerageColdwell Banker Sea Coast Advantage

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