39 Rancho Ln, Raton, NM, 87740
About This Home
Private setting with mature Pinion and Desert Willows to shade but not obstruct the open views of the mesas. This tasteful Southwest ranch style home features 3 bedrooms, 2 full baths, large open concept living/dining/kitchen. Sunroom and office along with family room that leads to hot tub on back patio.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Ranch,Farm
Property
Details
- Parcel number: 1140187070066+1139187464073+1139187496110+11401870
Features
- Fencing: Fenced
- Topography of land: Sloping,Mountain
Lot
- Lot size: 43.83 Acres
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Wildfire
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Colfax County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $330 | $3,960 |
| Property Taxes | $308 | $3,696 |
| Electricity | $148 | $1,780 |
| Total | $4,451 | $53,412 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-07 | Listed for sale | $725,000 |
| 2025-08-27 | Listing removed | $830,000 |
| 2024-12-12 | Price change | $830,000 |
| 2024-06-03 | Listed for sale | $980,000 |
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