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10029 Cummins Dr, Deerfield, OH, 44411

2beds
1baths
--sqft
$289,900
--price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Experience lake living at its finest in this beautifully renovated cottage located in the peaceful and private Hickory Grove community on Berlin Lake. Professionally remodeled by a master carpenter, this custom-designed home showcases exceptional craftsmanship and quality finishes throughout. The open-concept main living area features a stunning vaulted tongue-and-groove wood ceiling with a ceiling fan, new flooring, and a beautifully updated kitchen complete with custom cabinetry, handcrafted maple wood countertops, and included appliances. The first floor offers a comfortable bedroom with new flooring and a fully renovated bathroom featuring knotty pine accents, custom finishes, and a ceramic tile shower. Upstairs, you'll find a second bedroom with all-new flooring, providing additional space for family or guests. Situated on a large lot, the property includes a spacious 2.5-car detached garage, a 10' x 10' storage shed, a wood privacy fence, and two decks—one in the front and one in the rear—creating plenty of space for outdoor entertaining and relaxation. After a day on the lake, unwind around the inviting fire pit and enjoy the peaceful surroundings. Extensive recent updates include new paint and flooring throughout, a renovated kitchen and bathroom, new hot water tank, garage door, windows, light fixtures, roof shingles, trim and baseboards, gutters and downspouts, rear deck, professional landscaping, and a stone driveway. A short walk down the street leads to the property's dock access on beautiful Berlin Lake, making boating, fishing, and waterfront enjoyment easily accessible. This move-in-ready cottage offers the perfect blend of modern updates, quality craftsmanship, and tranquil lake-community living, making it an ideal year-round residence, weekend retreat, or vacation getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
5/10
Southeast High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Eat In Kitchen

  • Level: First
  • Dimensions: 18 x 14

Features

  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Property

Details

  • Parcel number: 080140000018000

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Fencing: Privacy
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,999 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$273$3,276
Property Taxes $294$3,528
Electricity $193$2,320
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44411$195
Portage County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44411$87
Portage County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$259,900
2026-07-24Price change$289,900
2026-07-08Price change$299,900
2026-06-23Price change$319,900
2026-06-16Price change$324,900
2026-06-11Listed for sale$344,900
2025-05-16Sold$120,000
2025-04-20Pending sale$135,000
2025-04-15Price change$135,000
2025-03-28Listed for sale$140,000
2017-01-09Sold$20,000
2014-07-09Sold$20,000
2014-06-26Pending sale$22,500
2014-06-17Price change$22,500
2014-03-16Price change$28,500
2014-01-08Price change$34,900
2013-11-20Listed for sale$37,900
2011-11-06Listing removed$49,500
2011-08-06Price change$49,500
2011-05-06Listed for sale$54,900
2006-05-09Sold$59,000

For Sale by Agent

AgentBob Roberts
BrokerageRussell Real Estate Services

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