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3130 Pine Rd, Cleveland, TX, 77328

--beds
2baths
1,400sqft
$450,000
$321price/sqft
$3,351/moest. monthly cost
$134,040/yrincome needed

About This Home

Come check out this fantastic opportunity in booming Conroe Texas. Recently completed March 2024, this 3,000 sq ft duplex already has some tenants in place. Enjoy the country life on over 7 acres of land! No MUD- Enjoy your own water well. Aerobic septic system already in place. No HOA. No restrictions. Located off Hwy 105, equidistant from I-45 & I-69. Plenty of room for future expansion. This beautiful property backs up to Lawrence Creek for you to enjoy some views of wildlife or the stars at night. Each 3 bed/2 bath unit is identical & measures approx. 1,500 sq ft. each. The adjacent Camper is currently leased & features complete hook-ups for an additional income stream. The camper could convey with an acceptable offer. Call today and make an appointment to see this property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Austin Elementary SchoolGrades PK-44.1 mi
3/10
4/10
Caney Creek High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block & Beam
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 38769

Features

  • Stories: 1
  • Topography of land: Level

Lot

  • Lot size: 7.62 Acres
  • Features: 5 Up to 10 Acres

Parking

  • Parking features: Driveway Gate,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$298$3,576
Property Taxes $540$6,480
Electricity $238$2,859
Total$3,351$40,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,891/yr
40% on housing$100,530/yr
45% on housing$89,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$205
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$450,000
2025-10-01Listing removed$1,550
2025-05-20Price change$415,000
2025-03-31Price change$1,550
2025-03-31Price change$450,000
2025-02-08Listed for sale$500,000
2024-09-27Listed for rent$1,600
2024-09-24Listing removed$545,900
2024-09-24Price change$545,900
2024-09-11Price change$599,000
2024-06-04Listed for sale$649,900

For Sale by Agent

AgentMarco Padilla
BrokerageRE/MAX Partners

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