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91-559 Makalea St, Ewa Beach, HI, 96706

5beds
3baths
1,640sqft
$928,000
$566price/sqft
$5,612/moest. monthly cost
$224,480/yrincome needed

About This Home

Welcome home to this beautifully maintained 5 bedroom, 3 bath home featuring a 1-car garage 3 driveway parking stalls, and guest parking directly across the street. Enjoy central AC with the convenience of a first floor bedroom and full bath, perfect for guests or multi-generational living. Upgrades include brand-new appliances, new Cali luxury laminate flooring, new paint, a tankless water heater, ceiling fans in every room, walk-in closets, and a walk-in pantry. 22-panel leased PV system and 2 backup batteries. Gather around the inviting fireplace-inspired feature wall. Enjoy fruit from dragon fruit and lime/calamansi trees. Just steps from the neighborhood park and enjoy the community pool with reservable cabanas for birthdays and special occasions. Conveniently located near Ka Makana All'i, dining, shopping, and grocery stores. Maintenance fee includes home insurance, water, sewer, common area maintenance, and pool. Assumable 3.625% loan available. Move-in ready with space and convenience! OPEN HOUSE, Sunday 8/9 2-5PM.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Holomua Elementary SchoolGrades PK-60.4 mi
5/10
5/10

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2003

Materials

  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,640 sqft

Property

Details

  • Parcel number: 1910100990011
  • Zoning description: 00 - Residential
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Other,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Three or more Spaces
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,692$56,304
Home Insurance *$153$1,836
Property Taxes $239$2,868
Electricity $528$6,337
Total$5,612$67,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,411/yr
40% on housing$168,360/yr
45% on housing$149,653/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$604
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$928,000

For Sale by Agent

AgentKathleen P Ramos
BrokerageColdwell Banker Realty

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