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299 Hamptons Cove Rd, Troutman, NC, 28166

6beds
6baths
4,041sqft
$539,000
$133price/sqft
$3,802/moest. monthly cost
$152,080/yrincome needed

About This Home

Quick closing available! Spacious 3-story home with 6 bedrooms, 5-1/2 bathrooms, and 4,000+ square feet located in Falls Cove! Built by Lennar in 2024, this exclusive Granville floorplan offers the feel of new construction without the wait. The main level features an open floorplan with a large kitchen, generous living spaces, private office, dining area PLUS a guest suite with en-suite bathroom. The upper level includes 4 bedrooms with 3 full bathrooms, loft area and a SPACIOUS 3rd level with bedroom + additional full bathroom and flex/bonus room space! This rare floorplan is not currently being built by Lennar in this development so this offers an excellent opportunity for buyers needing space and modern design. Community amenities include pool, playground, sidewalks and recreation areas, with convenient access to shopping, dining, and Lake Norman.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-81.8 mi
4/10
South Iredell High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Other

  • Builder model: Granville
  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Hood,Gas Oven,Gas Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Third

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,041

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,322
  • Total interior livable area: 4,041 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 4740043544.000
  • Zoning: CZRS
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.21 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$197$2,364
Property Taxes $504$6,048
Electricity $376$4,516
Total$3,802$45,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,354/yr
40% on housing$114,060/yr
45% on housing$101,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$252
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Price change$539,000
2026-02-12Price change$529,000
2025-12-17Price change$534,500
2025-10-11Price change$539,000
2025-10-01Listed for sale$560,000
2024-08-27Sold$522,000
2024-07-24Price change$519,999
2024-07-20Price change$529,999
2024-07-11Price change$539,999
2024-06-05Listed for sale$582,319

For Sale by Agent

AgentMelissa Hinojosa
BrokerageLake Realty

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