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556 Jefferson St, Oshkosh, WI, 54901

3beds
4baths
4,753sqft
$598,500
$126price/sqft
$4,496/moest. monthly cost
$179,840/yrincome needed

About This Home

Well-maintained 7-unit investment property in Oshkosh featuring a strong unit mix of (6) 1-bedroom/1-bath units and (1) studio. Property offers a hot water heating system and has seen recent updates including new flooring in the common areas and in the main-level studio unit. Additional features include a 3-car garage, providing added tenant convenience. Functional layout makes this a great addition to any portfolio. Convenient location near local amenities, shopping, and public transportation. Solid rental opportunity with upside potential.

Getting Around

86
WalkingVery Walkable
39
TransitSome Transit
55
BikeBikeable

Schools

2/10
6/10
North High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1884

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,753

Heating

  • Heating features: Hot Water

Interior Area

  • Total interior livable area: 4,753 sqft

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 0402060000
  • Zoning: Multi-Family(5+Units)

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Detached,Outside
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,026$36,312
Home Insurance *$311$3,732
Property Taxes $713$8,556
Electricity $446$5,359
Total$4,496$53,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,148/yr
40% on housing$134,880/yr
45% on housing$119,893/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 54901$129
Winnebago County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 54901$150
Winnebago County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$598,500
2026-03-31Listing removed$650
2026-03-25Listed for sale$600,000
2026-02-10Price change$650
2025-12-24Listed for rent$705
2010-01-30Sold$75,000
2003-12-31Sold$157,000

For Sale by Agent

AgentJaimee A Radloff
BrokerageRoots Real Estate LLC

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