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13525 Fm 2378, Shallowater, TX, 79363

4beds
2baths
1,891sqft
$535,000
$283price/sqft
$4,085/moest. monthly cost
$163,400/yrincome needed

About This Home

Built in 2024, this beautiful 4-bedroom, 2-bath home offers the perfect blend of modern comfort and wide-open West Texas living. Situated on 10.01 acres at 13525 N FM 2378, this all-electric property provides endless possibilities—whether you're looking for room for livestock, hobbies, recreation, or simply extra space to enjoy country life. The thoughtfully designed home features ethernet access in every room, making it ideal for remote work, gaming, or seamless connectivity throughout. High-speed fiber internet is also available at the property, offering the best of rural living without sacrificing modern convenience. A standout feature is the impressive 45x60 shop, offering incredible versatility for storage, projects, equipment, or business use. The shop includes 30x40 of insulated interior space, plus a 45x20 covered exterior area with dirt flooring, perfect for equipment parking, livestock shelter, or additional workspace. Attached to the shop is a 15x20 covered concrete porch that connects directly to the fenced backyard, creating a great space for outdoor entertaining or relaxing. The property is fully equipped with a private well and septic system, giving you added independence and efficiency. For those wanting to embrace a homestead lifestyle, the property also includes a chicken coop with laying hens currently producing an average of six fresh eggs daily. Whether you're dreaming of a hobby farm, workshop space, or simply enjoying peaceful country living with room to grow, this move-in-ready property offers exceptional opportunity to make it your own. There are no restrictions on the property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Shallowater High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Granite Counters,High Speed Internet,Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,891

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,891
  • Total interior livable area: 1,891 sqft

Property

Details

  • Parcel number: R349768
  • Zoning description: Single Family

Features

  • Patio & porch: Awning(s),Covered,Front Porch,Rear Porch,Side Porch
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 10.01 Acres
  • Features: Back Yard,Front Yard,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Gravel,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Cold Wave
Tornado
Winter Weather
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$474$5,688
Property Taxes $668$8,016
Electricity $238$2,859
Total$4,085$49,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,057/yr
40% on housing$122,550/yr
45% on housing$108,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 79363$135
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79363$171
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$545,000
2026-05-06Price change$545,000
2026-03-28Listed for sale$543,000
2024-09-27Sold--
2024-08-19Contingent$379,900
2024-08-13Listed for sale$379,900

For Sale by Agent

AgentCaden Zarikta
BrokerageAycock Realty Group, LLC

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