




12428 Sea Oaks #5, Berlin, MD, 21811
About This Home
Welcome to 12428 Sea Oaks Lane, 5, an exceptional three-level townhome offering a rare combination of space, style, and coastal convenience. Unlike many four-bedroom townhomes that span four levels, this residence is thoughtfully designed across just three, featuring a highly desirable first-floor bedroom complete with a private ensuite bath, an outstanding and hard-to-find feature. Conveniently located in West Ocean City, this four-bedroom 3.5 bath home is just one mile from the West Ocean City Harbor boat ramp and moments from local dining favorites and shopping. You will also appreciate easy access to Ocean City Beach, the iconic Ocean City Boardwalk, charming downtown Berlin, and the natural beauty of Assateague Island. Inside, a soothing neutral palette, luxury vinyl plank flooring, and detailed crown molding create a cohesive and inviting atmosphere throughout. The gourmet kitchen is a standout, showcasing high-end finishes, quartz countertops, a stylish backsplash, and soft-close cabinetry. An expansive island, complete with a built-in microwave and dishwasher, anchors the space and provides the perfect setting for entertaining or casual dining. Additional highlights include a cooktop with range hood, double wall ovens, and a spacious walk-in pantry. The kitchen flows seamlessly into the dining area, where sliding glass doors open to an elevated balcony overlooking a private, tree-lined backdrop. The main level also features a convenient powder room and a dry bar, ideal for hosting. Upstairs, the primary suite offers a double-door entry, a generous walk-in closet, and a well-appointed en suite bath with dual vanities, a frameless glass shower, and built-in bench seating. Two additional bedrooms, a full hall bath, and a dedicated laundry room complete the upper level. The entry level expands the homes versatility with a comfortable sitting area, a fourth bedroom with its own en suite bath and walk-in closet, perfect for guests, a mudroom, and access to the finished garage. From here, step outside through the atrium door to a beautifully designed paver patio with steps leading to the fully fenced backyard, where wooded views provide a sense of privacy rarely found in town home living. Enjoy a community pool and playground. Dont wait, schedule your viewing appointment today
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Coastal
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Built-In Microwave,Cooktop,Dishwasher,Dryer,Exhaust Fan,Icemaker,Oven - Double,Oven - Self Cleaning,Oven - Wall,Range Hood,Washer,WaterHeater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Area,Carpet,Ceiling Fan(s),Combination Dining/Living,Combination
- Flooring: CeramicTile,Luxury Vinyl Plank,Partially Carpeted
Heating & Cooling
- Heating features: Heat Pump(s)
- Cooling features: Central A/C
Interior Area
- Total structure area: 2,386
- Total interior livable area: 2,386 sqft
Property
Features
- Levels: Three Or More
- Stories: 3
- Exterior features: Sidewalks
Lot
- Lot size: 2,178 sqft
- Features: Backs to Trees,Landscaping,Private,Rear Yard
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: Attached Garage,Driveway,Garage - Front Entry,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $319 | $3,828 |
| Electricity | $303 | $3,647 |
| Total | $3,457 | $41,484 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $520,000 |
| 2026-07-28 | Price change | $525,000 |
| 2026-05-21 | Price change | $530,000 |
| 2026-04-09 | Listed for sale | $535,900 |
| 2023-02-28 | Sold | $459,990 |
For Sale by Agent
