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3170 Matthews Dr, Sumter, SC, 29154

5beds
3baths
2,225sqft
$345,000
$155price/sqft
$2,330/moest. monthly cost
$93,200/yrincome needed

About This Home

Welcome to this beautiful five-bedroom, three-bath home located in the highly sought-after Southbridge community. Situated on one of the neighborhood's premium pond-front lots, this home offers breathtaking water views from both the main and upper levels. A charming covered front porch creates a warm welcome as you step inside. The long foyer leads to an open-concept living space featuring a spacious dining area, stylish kitchen, and inviting great room. Just off the foyer is a versatile fifth bedroom with elegant French doors, making it the perfect home office, flex room, or guest suite. A full bathroom with a walk-in shower is conveniently located on the main level. The contemporary kitchen is designed to impress with painted cabinetry, a contrasting island, and a large breakfast bar that's perfect for morning coffee, casual dining, or entertaining. The spacious great room features a cozy fireplace and sliding glass doors that open to the backyard, where you'll find a patio, fire pit area, and peaceful pond views. Upstairs, a generous loft provides additional living space and is conveniently located near the laundry closet. The luxurious owner's suite offers a tray ceiling, ceiling fan, and an elegant ensuite bath featuring a double vanity, garden tub, separate oversized shower, private water closet, and dual walk-in closets. Three additional spacious bedrooms, many have custom Roll Up Shades, share a well-appointed hall bath with a single vanity and tub/shower combination. Built just three years ago, this home has been thoughtfully enhanced with numerous designer touches and upgrades throughout. Combining modern style, flexible living spaces, and a premium waterfront location, this exceptional home is truly move-in ready. Don't miss your opportunity to own one of Southbridge's finest pond-front homes—schedule your private showing today before it's gone! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Kingsbury ElementaryGrades PK-52.9 mi
1/10
Bates MiddleGrades 6-84.0 mi
4/10
Sumter HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Free-Standing Range,Gas Range,Self Clean,Dishwasher,Disposal,Refrigerator,Microwave Above Stove,Tankless Water Heater,Gas Water Heater
  • Laundry features: Laundry Closet,Heated Space

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: French Doors,Bath-Shared,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Molding
  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Thermopane
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Gas 1st Lvl,Gas 2nd Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,225
  • Total interior livable area: 2,225 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Granite Counters,Cabinets-Painted,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Tray Ceiling(s),Ceiling Fan(s),Closet-Private,Separate Water Closet
  • Level: Second

Property

Details

  • Parcel number: 1820604013

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Gutters - Partial
  • Fencing: Privacy,Rear Only Aluminum,Rear Only Wood
  • On waterfront: Yes
  • Waterfront features: Common Pond
  • Frontage length: 59

Lot

  • Lot size: 9,147 sqft
  • Features: On Water,Sprinkler
  • Lot size dimensions: 9147 Square Feet

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Sumter County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$218$2,616
Property Taxes $155$1,860
Electricity $213$2,567
Total$2,330$27,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,885/yr
40% on housing$69,900/yr
45% on housing$62,133/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 29154$128
Sumter County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29154$144
Sumter County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$345,000
2023-03-04Pending sale$282,383
2023-03-04Listed for sale$282,383
2023-02-17Sold$282,383

For Sale by Agent

AgentMary Morgan Kerlagon
BrokerageJPAR Magnolia Group

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