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15 Private Road 3004, Graham, TX, 76450

4beds
5baths
2,976sqft
$1,494,999
$502price/sqft
$13,169/moest. monthly cost
$526,760/yrincome needed

About This Home

$20,000 Builder Credit Available! Experience elevated waterfront living in this stunning luxury barndominium, where custom craftsmanship and premium finishes meet an exceptional lakeside setting. Perfectly positioned along the shoreline, the property features a gentle-sloping sandy beach, ideal for swimming, lounging, launching kayaks, or enjoying effortless access to the water. Plus, the property offers the opportunity to add a private boat dock (per BRA), creating the ultimate lakefront retreat. Designed for seamless indoor-to-outdoor living, the expansive covered waterfront deck is the centerpiece of the home, providing the perfect space for outdoor dining, entertaining, or simply taking in the peaceful water views year-round. Inside, the main level showcases a chef-inspired kitchen featuring solid Kentucky white oak cabinetry, a built-in 6-burner range, ice maker, solid surface countertops, and an oversized island built for gathering. The spacious laundry room offers a full wall of custom cabinetry, utility sink, and abundant workspace, while a conveniently located half bath sits just off the garage entry. The luxurious primary suite is a private retreat with a walk-in closet featuring a built-in gentleman's dresser and a spa-inspired bath complete with a freestanding soaking tub, custom tiled walk-in shower with seamless glass, and designer finishes. The open-concept living room captures breathtaking water views through expansive windows. Upstairs, an oversized game room is accompanied by three additional bedrooms and three full bathrooms, all finished with luxury plank flooring, custom cabinetry, and beautifully tiled walk-in showers. Completing the home is a 1,680-square-foot, fully climate-controlled garage with fireman-style doors on the waterfront side, offering incredible flexibility for boat storage, workshop space, entertaining, or additional recreational use.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
East Elementary SchoolGrades PK-219.2 mi
6/10
5/10
Breckenridge High SchoolGrades 9-1220.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Ice Maker,Microwave,Tankless Water Heater
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s),Wired for Sound
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,976 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R47024

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Possum Kingdom

Lot

  • Lot size: 0.75 Acres
  • Features: Back Yard,Lawn,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$3,864$46,368
Property Taxes $1,420$17,040
Electricity $326$3,921
Total$13,169$158,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,508/yr
40% on housing$395,070/yr
45% on housing$351,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.0%
-11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$257
Stephens County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Stephens County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,494,999
2026-02-24Price change$1,495,000
2025-08-21Price change$1,650,000
2025-07-02Listed for sale$1,750,000
2024-11-17Listing removed$1,895,000
2024-09-05Price change$1,895,000
2024-06-08Listed for sale$1,995,000

For Sale by Agent

AgentLars Hanssen
BrokeragePossum Kingdom Real Estate

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