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42 Twenty Peak Gulch Ln, Trout Creek, MT, 59874

4beds
5baths
4,842sqft
$2,999,000
$619price/sqft
$17,680/moest. monthly cost
$707,200/yrincome needed

About This Home

Perched atop 82+ acres of pristine wilderness, Wild Flower Lodge offers a rare “top of the world” setting above Trout Creek on Twenty Peak Gulch Road. Sweeping 360-degree views stretch across rugged mountain peaks, the valley below, and the distant waters of Noxon Reservoir—delivering both breathtaking beauty and a profound sense of privacy. The 4,847 sq. ft. custom home showcases exceptional craftsmanship, with hand-hewn beams, mortise-and-tenon joinery, and stonework personally selected and installed by the owner, a master mason. Floor-to-ceiling windows frame the landscape, filling the home with natural light and unparalleled views. The residence features four bedrooms, each with a custom ensuite, including a main-level primary with a spa-inspired bath, walk-in shower, master tile and stone work, completed by an oversized imported soaking tub. The gourmet kitchen offers top-tier appliances, a commercial six-burner range, leathered granite countertops, custom cabinetry, a hammered copper vent hood, and a wine center. A striking natural-stone propane fireplace with iron accents creates a dramatic focal point in the main living area, while a modern, custom floating staircase leads down to the lower level, which features three additional bedroom suites and a sitting room. Outdoor living includes expansive patios, a mountainside hot tub, and panoramic views in every direction. A gated entrance with stone pillars and a gatehouse welcomes you, along with a 32x48 shop/garage and a 12x40 equipment barn. Wild Flower Lodge embodies the essence of Western Montana mountain living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Trout Creek SchoolGrades PK-64.2 mi
--
Trout Creek 7-8Grades 7-84.2 mi
6/10
Noxon High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Walk-Out Access

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: Main

Features

  • Fireplace,Main Level Primary,Home Theater,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 2,016

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Gas,Hot Water,Propane,Radiant Floor,Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 4,842 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Lower

Media Room

  • Level: Upper

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 35356629101500000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Patio,Balcony
  • Exterior features: Balcony,Hot Tub/Spa,RV Hookup,Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: None
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Valley,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 82.07 Acres
  • Features: Secluded,Split Possible,Views,Wooded
  • Lot size dimensions: 82.07

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Wildfire
Landslide

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance $1,035$12,420
Property Taxes $1,149$13,788
Electricity $332$3,989
Total$17,680$212,160

Income You'd Need if You Spent...

35% on housing$606,171/yr
40% on housing$530,400/yr
45% on housing$471,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 59874$341
Sanders County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 59874
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$2,999,000
2025-12-01Listing removed$3,900,000
2025-03-26Listed for sale$3,900,000
2024-09-30Listing removed$3,900,000
2024-07-18Price change$3,900,000
2024-06-11Listed for sale$4,200,000

For Sale by Agent

AgentChris Neu
BrokerageGlacier Sotheby's International Realty Hamilton

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