See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

165 Clearwater Cv, Hot Springs, AR, 71901

3beds
3baths
1,847sqft
$545,000
$295price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Enjoy lakefront living in this beautiful 2022 built home tucked in a quiet cove on Lake Hamilton. Enjoy effortless main-level living with a no step entry and open, light filled floor plan. Designer details shine throughout--from elegant lighting and custom drapes to premium LVP flooring. The main level primary suite includes a custom tile shower, walk in closets, and private deck access with stunning lake views. Upstairs offers two guest bedrooms and a full bath. Outdoor living shines with a lakeside deck, fenced yard, and a boardwalk to the water. Located in a private gated subdivision with a 2 car garage and just minutes from Hot Springs amenities-this is a lakefront living at its best!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Lakeside Primary SchoolGrades PK-12.8 mi
7/10
9/10
Lakeside High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Dishwasher,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Eat-in Kitchen,Breakfast Bar

Features

  • Walk-In Closet(s),Built-in Features,Ceiling Fan(s),Walk-in Shower,Pantry,Primary Bedroom/Main Lv,Guest Bedroom Apart
  • Door features: Insulated Doors
  • Window features: Window Treatments,Insulated Windows
  • Flooring: Tile,Luxury Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,847
  • Total interior livable area: 1,847 sqft

Property

Details

  • Parcel number: 30008303007

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Deck,Porch
  • Exterior features: Rain Gutters
  • Fencing: Full
  • On waterfront: Yes
  • Waterfront features: Cove,Dock - Swimming,Ski Lake,Lake Front,Lake
  • Waterbody name: Lake: Hamilton

Lot

  • Lot size: 6,534 sqft
  • Features: Waterfront,Lawn Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance $416$4,992
Property Taxes $217$2,604
Electricity $134$1,616
Total$3,522$42,264

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 71901$129
Garland County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 71901$154
Garland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$545,000
2026-03-19Listed for sale$549,900
2026-02-23Contingent$549,900
2025-11-08Listed for sale$549,900
2025-10-08Listing removed$585,000
2025-09-04Listed for sale$585,000

For Sale by Agent

AgentTara Dixon
BrokerageHot Springs 1st Choice Realty

Similar Homes