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11525 Lagarto Way, Rancho Cordova, CA, 95742

3beds
2baths
1,739sqft
$639,170
$368price/sqft
$4,596/moest. monthly cost
$183,840/yrincome needed

About This Home

This brand-new, never-lived-in 1,739 sq. ft. single-story home by Elliot Homes is finally ready to welcome you inside! Originally listed during construction, this thoughtfully designed 3-bedroom, 2-bathroom home is now complete and move-in ready. Built with Elliot's signature commitment to quality, it features natural granite countertops with a waterfall-edge island, laminate flooring throughout, and plush carpet in the bedrooms for added comfort. Designed for modern living, it includes smart home features and a dedicated electric vehicle outlet, blending convenience with future-ready functionality. Enjoy outdoor entertaining on the covered patio with a plumbed gas stub, and appreciate thoughtful touches like 2 faux wood blinds and a roofline outlet for effortless holiday lighting. Buyers continue to choose Elliot Homes because they know they're investing in craftsmanship, durability, and timeless designqualities that stand above the rest. Now that construction is complete, come experience the difference for yourself. Schedule your tour today and see why so many refuse to compromise when it comes to an Elliot Home.

Getting Around

17
WalkingCar-Dependent
13
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Cordova High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete,Slab
  • Roof: Cement,Tile
  • Construction materials: Concrete,Stone,Stucco,Frame,Wall Insulation,Wood,Lap Siding

Other

  • Builder name: Elliott Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern/High Tech,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Cooktop,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Electric Water Heater,ENERGY STAR Qualified Appliances,Free-Standing Gas Oven
  • Laundry features: Cabinets,Sink,Electric Dryer Hookup,Gas Dryer Hookup,Ground Floor,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,739 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Kitchen Island,Stone Counters,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Low-Flow Toilet(s),Tile,Marble,Walk-In Closet(s),Window

Master Bedroom

  • Features: Ground Floor

Property

Details

  • Parcel number: 07239000550000
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 5,453 sqft
  • Features: Sprinklers In Front,Curb(s)/Gutter(s),Shape Regular,Street Lights,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Side By Side,Garage Door Opener,Garage Faces Front,Interior Access,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$143$1,716
Property Taxes $824$9,888
Electricity $398$4,786
Total$4,596$55,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,577/yr
40% on housing$137,880/yr
45% on housing$122,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$285
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-29Price change$639,170
2024-09-08Price change$635,170
2024-06-12Listed for sale$634,950

New Construction Spec

AgentMonique Eutsey
BrokerageElliott Homes

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