1210 Allen St, Owensboro, KY, 42303
About This Home
Beautiful 2-story home on Allen St featuring 4 bedrooms, 2 bathrooms, and 2,006 sq ft. Exterior has been completely remodeled. Detached building includes flooring, heat and air, and could be used as a studio apartment. Upstairs has mini splits. Potential duplex opportunity.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1885
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range,Refrigerator,Gas Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Window features: Replacement Windows
- Flooring: Carpet
- Fireplace features: Non-functional
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 2,006
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,006
- Total interior livable area: 2,006 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
Lot
- Lot size: 6,000 sqft
- Features: Level
- Lot size dimensions: 50 x 120
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Winter Weather
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $168 | $2,016 |
| Electricity | $158 | $1,901 |
| Total | $1,763 | $21,156 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $249,900 |
| 2026-06-17 | Price change | $259,900 |
| 2026-05-20 | Listed for sale | $275,000 |
| 2024-08-06 | Listing removed | $199,900 |
| 2024-07-09 | Price change | $199,900 |
| 2024-06-23 | Price change | $219,900 |
| 2024-06-12 | Listed for sale | $229,900 |
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